Welcome to the new reality of high-net-worth travel in the UAE. For affluent residents, a visa is no longer just a sticker in a passport. It represents freedom, convenience, and certainty and many are willing to pay a premium for all three.

Why this amount makes sense to them

Let's break down what that sum actually buys.

Affluent UAE families travel four to six times a year - summer escapes from Dubai's heat, winter holidays, spring breaks, and festive trips to Europe, particularly the UK. They often travel with extended family members, nannies, and household staff. That means coordinating visas for 11 people, often holding different nationalities, every single time.

Different passports mean different visa requirements, documentation standards, and processing timelines. One family member may hold a Pakistani passport, another a Russian passport, and another a Philippine passport. Each follows a different pathway through the UK visa process. Managing those applications manually before every trip can become a significant logistical challenge.

Time has become more valuable than money for many affluent travellers. Rather than spending hours navigating UK Home Office guidelines, securing biometric appointments, tracking application statuses, and dealing with uncertainty around approvals, they prefer to outsource the process to specialists who can manage every detail.

Anastasia Yanchenko, CEO of The Visa Services - named the UAE's Leading Visa Services Agency 2025 at the World Travel Awards puts it simply: “Many people still think they are paying for a visa. In reality, they are paying for confidence. For affluent families in the UAE, a visa is not just a travel document - it is the freedom to travel whenever they choose, without uncertainty. We have seen a clear shift in client priorities. People increasingly value expertise, reliability and long-term travel access over simply finding the cheapest option.

For an affluent family, around Dh150,000 spread across 11 people over several years is simply an efficiency cost. This transaction represents a high level of trust in our company - clients entrust us with their applications and are prepared to invest at this level.”

Why the UK visa?

Two factors have made the UK particularly attractive.

First, the UK's e-Visa system is being rolled out, helping to modernise and streamline border entry procedures. Second and more importantly - the UK offers visitor visas valid for six months, two years, five years, and even 10 years. A successful long-term application means there is no need to reapply for years. For families who travel frequently, that convenience can be invaluable.

Compare that with Schengen visas, which are often shorter in duration and can be less predictable for frequent travellers. For many non-European passport holders based in the UAE, the UK has become one of the most attractive long-term travel options available.

Beyond the price tag

Travel has become significantly more expensive in recent years. A few years ago, travellers could book low-cost flights to Europe and stay in budget accommodation at relatively modest prices. Today, however, the cost of flights, hotels, and entertainment has risen sharply. Added to this is the uncertainty and administrative burden associated with visa applications.

In the past, European countries were also more willing to issue long-term visas valid for several years. Today, such approvals are far less common, making long-term travel access a valuable asset in itself.

While a typical family of four may spend around Dh30,000 on travel and visas for a single trip, this case involved 11 family members, pushing the total cost well beyond Dh100,000. UK government visa fees have also increased over time, further contributing to the overall expense.

During the peak travel season, premium and platinum lounge services are often used to accommodate urgent applications and large family groups. Combined with the scale of this application and the requested service level, the transaction reached an exceptional value.

Yanchenko added: “Let's be clear: Dh154,000 is not ordinary. Most UK visitor visas cost a few thousand dirhams per person. But for an 11-member extended family - including non-standard nationalities - opting for priority or super-priority services, premium concierge document handling, legal reviews, and multi-year validity applications, the bill adds up quickly.

And they paid willingly. Not because they are careless with money, but because a rejected visa or a short six-month grant could disrupt multiple planned trips, resulting in far greater costs through last-minute flight changes, unused accommodation, and disappointed children.”

The bigger picture

This is not an isolated case. Across Dubai and Abu Dhabi, high-end visa consultancies are reporting growing demand for fully managed, long-term travel solutions. Clients are increasingly seeking a single point of contact, concierge-level service, and multi-year visa outcomes.

Rather than comparing prices, many are comparing convenience, reliability, and peace of mind. The goal is simple: remove uncertainty from the travel experience.

In a city where time is often considered the ultimate luxury, spending more than Dh100,000 to secure years of hassle-free travel may seem extravagant to some. For others, it is simply an investment in convenience, flexibility, and peace of mind.

For more information, visit http://thevisa.com

The platform is much more than a simple means of registration, it offers many benefits, which some residents may not be aware of.

Registration on the platform is also relatively simple. Here is everything residents need to know about the Tawtheeq platform.

What is Tawtheeq?

The Tawtheeq system aims to establish and maintain a register of tenancy contracts in Abu Dhabi. It has been created as a legally enforceable rental framework.

Benefits of registering on Tawtheeq

The platform safeguards the rights of landlords and tenants concerning their properties in Abu Dhabi, making the contract legally enforceable and binding.

Property transactions and utility services like water and electricity also require Tawtheeq registration.

Registering the tenancy contract with Tawtheeq is the landlord or management company’s responsibility. According to the Department of Municipalities and Transport, only landlords are responsible for registering a property for Tawtheeq.

How to register

Those who intend to register their properties on the platform can simply do so online. The registration of the property can be done either through the property owner or the real estate consultant managing the property on behalf of the owner.

First, the person planning to register their property must open an account on the Department of Municipalities and Transport website to register the property.

The rest of the registration process for Tawtheeq can be completed through the SmartHub platform by simply filling out a form for all tenancy contracts, including necessary details about the rented property.

The process of tenancy contract review generally takes around six minutes, depending on the availability of property information in the Tawtheeq system.

Registration and other fees

The Tawtheeq registration property fee is Dh900 per property and Dh5 per unit. The fee to register the granting of a tenancy contract is Dh50 per year.

The landlord is required to pay the registration property fee and the fee to register the tenancy contract.

Any modifications, including early cancellations, do not have an applicable fee.

To renew a Tawtheeq registration, the fee is Dh50 per year, payable by the landlord. The registered Tawtheeq contract must be connected to power and running water with the Abu Dhabi Department of Energy.

Documents needed

The documents needed for registration are as follows:

• Employment Contract

• Power of Attorney

• Company Incorporation Agreement

• Signed Company User Acknowledgement Letter

• Added point which related to UAT

Mosques across the country saw worshippers arrive in the pre-sunrise hours, marking the start of a day filled with gratitude and celebration.

For many families, the morning set the tone for a day shaped by movement between homes, cities and even countries, as loved ones reunited over meals and shared traditions.

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Across emirates, residents balanced spiritual rituals with social plans, from mall visits and home-cooked feasts to long-awaited family meet-ups.

Early morning prayers

Syrian expat Majd Ali Al Khatib described an early start that captured the spirit of Eid.

“Our day began before the sun was properly up — around 5.30am,”
“Eid prayer was at 5.45am, so we were up quickly, got dressed, and headed straight to the mosque. There’s something special about that moment, everyone arriving together in silence and celebration at the same time.”

Reflecting on the rest of the morning, she added: “After the prayer, we came back home, exchanged Eid greetings, and the children almost immediately went back to sleep. I couldn’t, though — the day just felt too alive for that. We had a light breakfast, especially after fasting yesterday on Arafah.”

Later, her family plans turned towards Dubai, blending celebration with leisure.

“In the afternoon, we’re heading from Sharjah to Dubai to meet my sister’s family for lunch at Festival City Mall. We’ll probably walk around a bit, maybe stop by IKEA, and let the kids spend some time in the play area. It’s going to be eight of us together.”

She also noted how preparation added to the joy this year:

“This year we managed to buy new clothes too. Last Eid was rushed, we didn’t really get the time to shop properly — so this time it feels a bit more complete.”

Global ties and local celebrations

For Dubai resident Amna Haziq, Eid celebrations were spread across countries, reflecting the UAE’s diverse expatriate fabric.

“A lot of my cousins have travelled to India for Eid this year, so our celebrations are a bit spread out,”
“My father is overseeing the sacrifice in India, while one of my uncles is carrying out his sacrifice in Africa and distributing the meat there.”

In Dubai, the focus remained firmly on family togetherness. “Here in Dubai, we’re all gathering at my cousin’s house in Bur Dubai for lunch.”

“His wife is cooking, and after that we’ll visit a close family friend’s home. Eid for us is really about food, family and meeting loved ones. We already have more lunches planned over the next few days, and tomorrow I’ll be heading to Abu Dhabi. It’s a busy but happy time because everyone makes an effort to come together.”

Eid traditions

In Ajman, Egyptian national Yasmin Mahmoud described a celebration rooted in extended family rituals and neighbourhood bonding.

“My Eid really began yesterday when I came to my cousin’s home in Ajman, from Dubai. We fasted on the Day of Arafah and early this morning, the whole family walked together to the nearby mosque for Eid prayers.”

She added: “Even the neighbours joined us, and we were around 15 people in total. The children were dressed in new jellabiyas, and after the prayers, my cousin and the neighbours handed out balloons and sweets. When the kids came back home, they received Eidiya too.”

Food remained central to the celebrations.

“We had a big family brunch later in the morning with Egyptian fattah prepared at home. For us, Eid meals are all about meat, so that will continue through the celebrations. We’ll step out only in the evening and I’m also meeting some office colleagues — one of them has invited us for dinner at her home in Dubai.”

Despite the festivities, work commitments remain part of her day.

“I work in a sector that runs almost 24/7, so Thursday is back to work for me.”

Festival of togetherness

For Pakistani national Aleena Shakir, Eid this year was about making new memories with her young son despite her husband being away for work.

“My husband is traveling for work this Eid, but nevertheless Eid is an occasion that must be celebrated so I planned to celebrate the three days of Eid with my loved ones.”

She described starting the day at a family-friendly restaurant.

“Today, being the first day of Eid, I came out for lunch with just my 18-month-old son to a restaurant. And really the vibe here at Lal Qila restaurant with families and kids enjoying was something that really made me feel I am with a bigger family.”

Looking ahead, her plans span multiple days across different homes and gatherings, turning Eid into a multi-day celebration of connection, support and companionship.

“Day 2 will be with my sister, who has recently moved to Dubai and is just settling in. This is her first Eid in Dubai so I’ll be making sure she doesn’t get too homesick.

And Day 3, I have planned with friends and we all will be meeting up for lunch. All in all, this is the biggest festival we have. Hence celebrations will be longer and more vibrant,” she added.

Dubai Police said that scammers are targeting residents with fake travel packages, hotel reservations and airline tickets advertised at massive discounted prices to lure victims into making quick payments.

The Anti-Fraud Centre at the General Department of Criminal Investigation at Dubai Police, issued the advisory as part of its ongoing 'Be Aware of Fraud' campaign.

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Authorities said that electronic fraud linked to fake travel and tourism offers tends to increase during holiday and summer vacation periods, as fraudsters exploit people's desire to secure low-priced deals and attractive bookings to international tourist destinations.

According to Dubai Police, scammers often create fake websites and fictitious social media accounts offering travel packages, hotel stays and flight tickets at prices far below actual market rates. “The aim is to lure victims into transferring money quickly before the fraud is discovered,” said Dubai Police.

The department explained that some fraudulent entities use professional logos and images while impersonating well-known tourism companies or licensed travel agencies to make the advertisements appear genuine and trustworthy.

Dubai Police added that scammers also contact victims through messaging applications or phone calls, attempting to pressure them into completing bookings immediately by claiming that seats are limited or that special offers will expire within hours.

Authorities mentioned that many victims later discover that the bookings are not genuine, or that flight tickets and hotel reservations remain unconfirmed even after payments have been transferred to personal accounts or suspicious payment links. This often results in financial losses and disruptions to travel and family holiday plans.

Dubai Police urged residents to exercise caution and avoid being misled by offers that appear unrealistic when compared to prevailing market prices. The force stressed the importance of dealing only with accredited and licensed tourism companies and agencies within the UAE or through trusted official platforms.

The department also highlighted the importance of carefully verifying electronic links before entering any personal or banking information, warning that some fake websites are designed to closely resemble genuine platforms, with only slight differences in spelling or domain names.

Dubai Police advised the public not to transfer money to personal or unknown accounts and to avoid sharing bank card details, passwords or security codes with untrusted parties. Residents are urged to report fraud incidents or suspicious websites through official channels, including the e-Crime platform or by calling 901 for non-emergency cases.

From Parkin’s curb and pole cameras to Salik-linked deductions and vehicles that check parked cars automatically, here is how the different parking systems work and how violations are detected.

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AI curb and pole cameras

Parkin recently announced the installation of more than 500 AI-enabled curb and pole cameras across locations including Trade Centre 1, Burj Khalifa and Al Corniche.

According to the company, the cameras automatically read vehicle number plates, detect entry and exit timings, calculate parking duration and identify parking violations. The system also supports digital payments through the Parkin app and linked wallet systems.

Parkin said that the cameras can also monitor parking occupancy levels in real time as part of efforts to improve parking management in busy areas.

Khaleej Times earlier reported that these curb-side cameras are among the first of their kind in the region. If parking is unpaid or a vehicle overstays beyond the permitted duration, violations can be recorded digitally through the system.

Camera-equipped inspection vehicles

Another system being used across Dubai is the deployment of camera-equipped inspection vehicles fitted with roof-mounted cameras. These vehicles move through parking areas while cameras automatically scan vehicle number plates to check whether parking fees have been paid. Instead of inspectors manually checking each vehicle individually, the system digitally verifies parking sessions within seconds.

Khaleej Times previously reported that Parkin’s smart inspection vehicles scanned around 20.6 million vehicle plates during the first quarter of 2026. The vehicles are mainly used in busy parking zones where monitoring large numbers of parked cars manually can be difficult.

Parking inspectors still check vehicles manually

Despite the expansion of automated systems, parking inspectors continue to operate in many areas of Dubai. Inspectors are often seen carrying handheld devices used to verify whether parking sessions are active and whether motorists have exceeded their parking duration.

These checks help inspectors determine whether:

• Parking payment has been made

• Correct parking zone was selected

• Parking time has expired

However, with more automated systems being introduced, manual inspections are gradually reducing in some locations.

Barrierless parking systems

Barrierless parking systems are also becoming common across Dubai. Unlike traditional parking areas, these systems do not use physical barriers or printed parking tickets. Instead, cameras capture the vehicle number plate when entering and exiting the parking facility, while parking duration is calculated digitally.

Such systems are operating at locations including Dubai Harbour, Palm Jumeirah areas, The Beach JBR, Global Village and Union Coop branches. Many of these locations are operated through smart parking platforms such as Parkonic.

How payments work in barrierless systems

In barrierless parking systems, motorists usually do not need to stop at ticket machines or collect paper tickets. Instead, parking fees are calculated automatically through the vehicle number plate and linked payment systems.

In some locations, parking charges can also be deducted automatically through Salik-linked payment systems.

Salik-linked deductions

Some smart parking systems in Dubai use Salik-linked payment systems, where parking charges are deducted automatically after cameras capture the vehicle number plate. The system works similarly to Salik toll gate deductions.

Motorists are required to ensure their linked accounts remain active to avoid payment-related issues.

From paper tickets to digital violations

Dubai’s parking enforcement systems have shifted from traditional paper-based checks towards digital monitoring systems. Earlier, motorists relied mainly on parking inspectors and physical tickets placed on windscreens.

Today, violations are recorded digitally through cameras, camera-equipped vehicles and automated parking systems linked to vehicle number plates.

In some smart parking locations, motorists may not immediately realise a violation has been detected because the process is now mostly automated.

How parking fines are issued

In Parkin-operated public parking zones, violations are detected through a mix of smart inspection vehicles, AI-enabled cameras and parking inspectors using handheld devices. If a motorist fails to pay for parking, a Dh150 fine can be issued. Exceeding the paid parking duration can result in a Dh100 fine.

In some barrierless and Salik-linked parking systems, parking charges are deducted automatically after cameras capture the vehicle’s number plate. Motorists with insufficient Salik balance are given five working days to recharge their account. Failure to maintain sufficient balance after the grace period can result in a Dh50 violation, with a maximum of one violation recorded per day. Vehicles without a Salik account or insufficient balance may also be required to complete payment through SMS parking systems in some locations.

Mint Gateway and Alternative Venture Capital announced receiving the in-principle approval from CBUAE on Wednesday, May 13.

Speaking on behalf of the founding shareholders, Abdulrazzaq Al Abdulla, Founder of Omla and Chairman of GBS Holding Group and Mint Gateway, said the in-principle approval marks a strategic milestone toward launching an advanced digital banking model aimed at reshaping the future of financial services in the UAE.

He expressed appreciation to the Government of Umm Al Quwain and the CBUAE for their trust and support for the project.

Modern banking, powered by AI

Al Abdulla stated that Omla Community Bank seeks to build a modern banking ecosystem powered by artificial intelligence (AI), intelligent automation and advanced digital infrastructure. The aim is to create more accessible financial services and solutions for individuals, families, entrepreneurs, workers, and micro, small, and medium-sized enterprises.

He added that the bank has been designed from inception as an AI-driven institution, with AI integrated across its operational framework, including:

• Customer experience

• Risk management

• Compliance

• Governance

• Cybersecurity

• Core banking infrastructure

• Supporting efficiency

• Transparency

• Responsible AI adoption

• Sustainable long-term growth

Addressing everyday needs

Al Abdulla noted that the bank’s vision extends beyond traditional banking services to creating an integrated financial platform addressing the everyday needs of individuals and businesses. These include

• Housing

• Education

• Healthcare

• Transportation

• Public services

• Food

• Commerce

He further highlighted that the bank will adopt a more flexible work culture, with a 'No Tie Policy' in place.

Broad suite of services

Omla Community Bank is expected to offer a broad suite of services, including digital accounts, payments, transfers, remittances, savings solutions, responsible financing, vehicle financing, lifestyle and rental-linked financial services, merchant payment solutions, SME services, and AI-powered financial insights.

The bank is expected to support the UAE’s priorities around financial inclusion, SME growth, digital economy development, responsible AI adoption, financial innovation and sustainable community development.

The project stakeholders confirmed that all products, services, technologies, and features remain subject to final regulatory review and approvals by the CBUAE prior to the bank’s official launch and operational commencement.

“Hardly any money has moved out of the UAE. In fact, money is still coming in,” Al Ghurair said during a media briefing on Wednesday.

He pointed out that banks are highly liquid, and therefore the Central Bank did not provide additional funds to local banks.

“The Central Bank did not give banks funds as compared to the Covid-19 period, as the banking sector is in its strongest shape,” he said during the briefing.

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He dismissed concerns about capital outflows and a dollar shortage.

Western media had reported fund outflows after war broke out in the region involving the US, Israel, and Iran.

UAE banks have provided Dh6.2 billion worth of relief to more than 60,000 individuals, as well as small and medium businesses and large corporates, mainly supporting individual customers.

Al Ghurair stressed that the UAE economy and banking sector are performing strongly, outperforming many countries around the world.

“In all previous crises, the UAE always emerged stronger. Despite slower growth globally, the UAE is still growing faster than many other regions and countries. While the world is growing slowly, we are still growing at a much faster pace. Even after adjusting the growth rate, I am optimistic that by the end of the year, we will maintain growth of 5.6 per cent,” Al Ghurair said.

“In the banking sector, the first quarter has seen the best-ever results across all segments, including total assets, liabilities, risk management, and cost efficiency, despite some disruption during one month due to the conflict,” he said, adding that the second quarter is also expected to be positive.

He also ruled out any increase in default rates.

“Banks have learned to deal with the real estate sector, and over time both banks and the property sector have matured. We are in the best shape now,” he said.

Whether you're handling official paperwork, opening a bank account, applying for a loan or credit card, your Emirates ID is often the first thing you'll be asked for. It also plays an important role when you're visiting a clinic, hospital, or doctor, since your Emirates ID is linked to your health insurance details.

As life in the UAE becomes increasingly digital, many residents prefer not to carry their physical card everywhere. The good news is that you can download a digital version of your Emirates for added convenience. Unlike simply scanning your card or saving it as a PDF, the official digital Emirates ID can be verified for authenticity, making it a secure alternative if you forget to carry the physical card.

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How to apply for a digital copy of Emirates ID via UAE Pass

If you still haven't already installed UAE Pass on your phone, you can download it via Google Play or Apple App Store. Once installed, register using your Emirates ID number and complete the identity verification process through facial recognition.

After setting up your account, follow these steps:

• Log in to your UAE Pass account

• Once you're on the dashboard, tap 'Documents'

• Select 'Request Document'

• Scroll down and choose Emirates ID Card, then tap Request

• A pop-up will appear informing you that your Emirates ID number will be used to request the document

• Tap 'Confirm Request'

Your document will then become available for viewing.

• Tap 'View Document' to access your digital Emirates ID

• You'll be able to see both the front and back of your card

For easy access later, you may want to save a screenshot to your phone in case you need to present your Emirates ID quickly.

To verify the authenticity of your digital Emirates ID:

• Tap QR verification

• You'll be prompted to scan the QR code displayed on the digital card

• Scan the code

Once completed, the app will show a verification certificate confirming that your Emirates ID is authentic and has not been tampered with.

The development comes after Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, announced the launch of works on the Dubai Metro Blue Line, a 30-kilometre project with 14 stations. The line is expected to serve around one million people and reduce traffic congestion across key areas of the city.

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According to Sheikh Mohammed's announcement, more than 10,000 engineers and workers are involved in the project, which is being developed at a cost of Dh20 billion. An additional Dh34 billion has been allocated to complete the broader network, with the Blue Line scheduled for completion by September 9, 2029.

The tunnel boring machines (TBMs) are being deployed, with three machines set to move in different directions towards areas including Silicon Oasis, Rashidiya, and Ras Al Khor.

The tunnels are being dug at a depth of around 24 metres below the surface, depending on ground conditions. The tunnels are built simultaneously while excavation works are being done. As the machine moves forward, precast concrete rings are assembled inside the tunnel, forming its walls. The system operates without any human entry inside the tunnel during active drilling, with the machines controlled remotely through monitoring systems.

These concrete rings are produced at a dedicated on-site facility. Concrete is mixed, moulded and left to harden before undergoing a steam curing process. Each ring takes about 24 hours to complete, with around 24 rings produced daily. About 1,500 rings have already been manufactured, enough to keep tunnelling work going for up to three months without interruption.

The machines are capable of advancing between 13 and 17 metres a day, depending on ground conditions. As they move forward, tunnel segments are installed continuously, allowing the structure to take shape underground in real time.

At one of the key stations under construction in International City, multiple directions will converge, making it one of the largest interchange points on the line.

For now, getting to work still means long hours on the road for many. According to a Khaleej Times analysis, commuters travelling from outer residential areas such as International City, Warsan and Dubai Silicon Oasis to major business hubs often spend over an hour each way during peak periods, whether by car, bus or a mix of public transport options.

For many commuters, this means leaving home early and returning late, with a large part of the day spent travelling.

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Long commutes

For instance, a resident of International City working in Dubai’s financial district typically relies on a mix of buses and Metro services. Direct bus routes such as the 50 connect International City to Business Bay, but the journey can take well over an hour depending on traffic and the number of stops.

Some commuters instead take feeder buses such as the 310 from International City to Centrepoint Metro Station, which takes around 25 to 30 minutes, excluding waiting time. From there, they board the Red Line towards Financial Centre, a journey that takes another 35 to 40 minutes across multiple stations.

According to Google Maps, traffic along key corridors such as Sheikh Mohammed bin Zayed Road, Ras Al Khor Road and stretches leading towards Al Khail Road and Sheikh Zayed Road frequently builds up during peak hours. As a result, driving the same route can take anywhere between 45 minutes and up to an hour depending on the time of day.

Short distances, long delays

For traders and small business owners travelling from Warsan to Al Ras in Deira, the distance of the commute does not always reflect the time taken. While the two areas are not that far from each other, Google Maps shows congestion along Al Ittihad Road, Ras Al Khor and inner Deira streets, especially near Baniyas Square and Al Ras. Driving times during peak hours can take between 50 minutes and over an hour.

Public transport options, including buses such as the 20A connecting International City and Warsan, as well as other direct services towards Deira, can take between 60 and 90 minutes. Frequent stops, traffic signals and heavy congestion in older parts of the city all add to the delay. Despite this, many residents continue to rely on these routes daily for work and business.

Long journeys with multiple transfers

A professional commuting from Dubai Silicon Oasis to Jumeirah Lakes Towers often faces one of the longest daily travel times.

Driving can take between 50 minutes and over an hour via Al Ain Road and then Al Khail Road or Sheikh Mohammed bin Rashid Road, depending on congestion. Public transport can take even longer. The journey usually involves multiple bus connections or a combination of bus and Metro routes, along with waiting times that can add 15 to 20 minutes at each transfer point.

Google Maps shows that major corridors such as Al Khail Road and Hessa Street remain among the busiest routes during peak hours, pushing total commute times to between 90 minutes and nearly two hours in some cases. It is a routine many residents have quietly accepted over the years.

How the Blue Line could change this

The situation could change immensely following the launch of the Dubai Metro Blue Line, inaugurated by Sheikh Mohammed bin Rashid Al Maktoum, Ruler of Dubai and Prime Minister of the UAE, on May 3.

The project is expected to reduce traffic congestion across the city by up to 20 per cent, while improving connectivity between key residential and commercial areas.

As more residents shift from cars, buses and even school transport to the Metro, fewer vehicles on the road could help ease pressure on some of Dubai’s busiest corridors.

Faster, more direct travel

Based on current Metro travel speeds and station distances, direct connections along the Blue Line could cut commute times by nearly half for several routes. Journeys that currently take over an hour, involving multiple transfers and long waits, could be reduced to under 40 minutes with fewer stops and more direct connectivity.

For residents in areas such as International City, Silicon Oasis and surrounding neighbourhoods, the change could mean not just shorter travel times, but a more predictable and less stressful daily commute.

Now, the minimum property value requirement of Dh750,000 has been scrapped for individual investors, meaning there is no minimum investment requirement for them to obtain a visa.

However, if more than one person jointly owns the property, each investor must hold a share worth at least Dh400,000 to be eligible to apply for the residency visa, even if ownership is split equally.

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Here is everything you need to know to obtain the visa:

Eligibility

Single property owner

If you are the sole owner of a property in Dubai, you can apply for the 2-year residence visa with no minimum property value requirement.

Multiple property owners

If the property is jointly owned, each owner must hold a minimum share of Dh400,000 to be eligible

Documents needed

To sponsor a family in Dubai, you must provide the following papers with your application:

• Title deed of a property in Dubai (properties issued from other Emirates or from DIFC are not accepted)

• Liability / No Objection Certificate (NOC) from the bank (if the property is mortgaged) or a payment statement from the developer (if the property is developer-financed)

• A clear passport copy (Passport valid more than 6 months).

• Old Emirates ID (If applicable).

• A high-quality applicant digital photo that matches the ICP specifications

• Health insurance (from any insurance company in UAE)

• Dubai Police issued a certificate of good conduct and behavior addressed to the Dubai Land Department (for residents, use the Dubai Police mobile app; for non-residents, please visit the Dubai Police station in Port Rashid).

• Applicants from the following countries Must Bring their National ID: Iran, Pakistan, Iraq, Libya, Afghanistan

Cost

New property investor visa: Dh10,545

Property investor visa renewal: Dh8,215

Property investor visa cancellation: Dh1,239

How to apply

Applying for the visa is fairly easy. Applicants just need to visit the official webite (https://dldcube.com/en/investor-new-applications-for-2-years/) and follow the steps below:

1. Read and accept the terms and conditions

2. Select whether or not the applicant is living in the UAE

3. Upload documents and fill out the applications

4. Sumbit application and complete payment

With the use of e-scooters and bicycles growing across the city, some said that rules are already in place, but not everyone is following them. Experts now believe stricter monitoring could help improve safety for both riders and pedestrians.

On April 27, Dubai unveiled a dedicated Personal Mobility Monitoring Unit to monitor e-scooter and bicycle users and crack down on traffic violations. Starting May 1, 2026, the unit will patrol cycling tracks, main roads, and designated soft mobility zones across the emirate.

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What are the rules?

Here is a look at Dubai's clear regulations for e-scooter and bicycle users, introduced by the emirate's Roads and Transport Authority (RTA):

• Riders must be at least 16 years old

• Riders are required to use designated tracks and lanes where available

• A free permit is also needed in many areas, which includes basic awareness of safety rules.

• Only one person per scooter

• No riding on pedestrian-only sidewalks

• Riders must follow traffic signs and signal

• They must wear safety gear like helmets

Violations can lead to fines ranging from Dh100 to Dh300, depending on the offence. In some cases, vehicles may also be confiscated.

If rules exist, what’s the issue?

Experts said that the main problem is not the lack of rules, but the lack of compliance.

Emirati road safety expert Mustafa Aldah said many riders are still not using basic safety equipment or understanding how to behave on the road.

“A minority of riders use helmets and safety gear, but the majority still do not,” he said

He added that some riders are not fully aware of road rules, especially when sharing space with vehicles, which increases the risk of accidents.

Why stricter enforcement matters

Thomas Edelmann, founder and managing director of RoadSafetyUAE, said enforcement plays a key role in improving road safety. “One of the biggest risks we see with micromobility is that people simply do not follow the rules,” he said. “The rules are clear, but many riders still ignore them. Enforcement is important to make sure these rules are actually followed.”

He added that visible monitoring can act as a deterrent. “When people know someone is watching, they are more likely to follow the rules,” he said.

It’s not just enforcement

Experts said that education is equally important. Edelmann mentioned that many underage children are seen riding e-scooters, often without helmets and sometimes with more than one person on the scooter. “At the same time, many adults are also not following the rules. When children see this, they feel there is no need to follow rules either,” he said.

He stated that parents and schools have a role to play in improving awareness and behaviour.

What residents are seeing

Dubai residents said that unsafe riding has become a common sight, especially in busy areas. “Sometimes scooters pass very close to you on the sidewalk, especially in crowded places. It can be uncomfortable,” said Muhammed Muhim, an engineer and a resident in Dubai Marina. “A few of my colleagues also commute on e scooter. Everyone rides differently. Some follow rules, others don’t. It feels a bit chaotic at times,” he said.

Residents believe stricter monitoring could help bring more discipline. “Honestly, when people know someone is watching, they automatically follow rules. Even a small presence can make a big difference,” said Imtiyaz Pasha, a resident of Karama who noticed that many tend to follow all the rules when a police vehicle approaches.

In comments on the new Dubai Police unit for e-escooters, he said: “Once the unit will be deployed, they will carry sense of alertness.”

What could change

Experts said that as more people use e-scooters for short trips and last-mile travel, improving safety will become even more important. “This could also lead to better infrastructure in the future, including more dedicated tracks for micromobility users,” said Aldah.

The new regulations change investor eligibility criteria by removing the minimum property value requirement for sole owners and relaxing conditions for jointly owned properties. Although no formal announcement has been issued, the updates were published on the Cube Centre, an entity affiliated with the Dubai Land Department specialising in services for real estate investors.

What has changed?

Under the revised rule, the previous minimum property value requirement of Dh750,000 for individual investors has been removed. However, the applicant must be the sole owner of the property. If the property is jointly owned by more than one person, each investor must hold a share worth at least Dh400,000 to be eligible to apply for the residency visa, even if ownership is split equally.

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Documents required for a property visa in Dubai

Following are the documents required for a residency visa through property investment:

• Title deed of the property in Dubai (other emirates and DIFCA are not accepted).

• A clear passport copy (Passport valid for more than 6 months).

• Emirates ID

• A high-quality digital photo of the applicant that matches ICP specifications. Note: Please find the personal photo guidelines set by the Federal Authority for Identity, Citizenship, Customs & Port Security

• Health insurance (from any insurance company in UAE).

• A certificate of good conduct and behaviour from Dubai Police, addressed to the Dubai Land Department.

• Applicants from the following countries must bring their National ID: Iran, Pakistan, Iraq, Libya, Afghanistan.

• The applicant’s name in the title deed must match the name in the passport.

Medical insurance is compulsory for all residence permit applications. Qualified investors can also sponsor family members. 

If the property is mortgaged or bought under an instalment plan, applicants must submit a no-objection certificate (NOC) from the bank or developer. This document must confirm the total amount paid, the outstanding balance, and include a formal mortgage statement.

If the property has been completed and is no longer under construction, investors must provide a payment statement along with proof that at least 50 per cent of the property value, or Dh375,000, has been paid.

Dubai's 2-year property visa

In 2019, the UAE rolled out a new visa system, making it easier for foreigners to live, work, study, and invest in the country without a local sponsor. One of the options was Dubai's two-year investor visa for property. This renewable residence permit for property owners with a minimum real estate investment of Dh750,000 was processed through the Dubai Land Department (DLD – Taskeen) and issued by the General Directorate of Residency and Foreigners Affairs (GDRFA).

Dubai property sales in Q1 2026

The visa rule changes reflect a flexible approach to investor residency eligibility, broadening access while maintaining financial transparency requirements.

Dubai’s real estate market stayed strong in the first quarter of 2026, with transactions totalling Dh138.7 billion across 44,150 deals. This shows that investors remain confident and end-user demand is steady, even with regional geopolitical uncertainty.

Recent market data shows that transaction values went up by 21.2 percent compared to last year, while the number of deals increased by 4.35 percent. This points to more buyers choosing higher-priced and premium residential properties.

Property experts say Dubai’s current growth is now fueled more by long-term investment than by short-term trading. In January, property sales reached about Dh53.6 billion from over 16,000 transactions, and the average deal size rose to around Dh3.3 million. This suggests more involvement from institutional investors and wealthy individuals.

Among them was Pulse, an AI-powered mobile application developed by Nasima Helal and Jon Zaccary Regala, designed to predict the risk of heart attacks using simple and accessible health data such as age, blood pressure, and other key factors.

The students said heart attacks are often diagnosed only after symptoms appear, leaving little room for timely medical intervention. “Heart attacks are usually only diagnosed after symptoms appear, and there is a lack of timely medical intervention,” said Helal.

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In the UAE, cases are also being seen at younger ages compared to other countries, making early risk detection even more important. “Pulse is designed to predict patients heart attack risk before it’s too late,” added Helal.

The prototype has shown an accuracy of 98.3 per cent, highlighting its potential as a tool that can support both individuals and healthcare professionals.

“Our goal is to cater to underserved populations and vulnerable groups, making healthcare delivery more accessible,” said Regala.

Users can input their own health data, while doctors can use the system to assess risk levels and take preventive action. “We are looking to collaborate with healthcare institutions and government entities to further develop the model using locally relevant data,” said Regala.

In another project focused on early detection, DiaSens, developed by Mohammed Wattar and Ali Hasan, aims to identify nerve damage in diabetic patients before it leads to serious complications.

Neuropathy, a condition caused by nerve damage, is common among people with diabetes and reduces sensation in the limbs. Because patients may not feel pain properly, small wounds can go unnoticed and develop into ulcers, infections, or even lead to amputation.

“Neuropathy is often detected late, and small wounds can turn into ulcers and even lead to amputation,” said Wattar.

The students said current testing methods rely heavily on subjective responses and do not always provide accurate or consistent results.

“Existing tests depend on yes or no answers without controlling factors like vibration or pressure,” said Wattar. “DiaSens measures neuropathy with numbers early enough to prevent ulcers, infections, and amputations.”

The system works by controlling vibration, pressure, and frequency to determine the exact point at which a patient begins to feel sensation. “We control the exact frequency, pressure, and vibration intensity every time, making the test precise and measurable,” said Ali Hasan.

Currently in the prototype stage, DiaSens has been tested in lab conditions, with clinical trials planned as the next step. “Early detection can prevent ulcers and amputations, especially in hospitals, diabetic clinics, and screening camps,” said Ali Hasan.

Both projects are still in early stages, but they highlight a growing shift in healthcare moving from treating diseases after they appear to identifying risks much earlier. By focusing on accessibility and prevention, students said such tools could help reduce complications, improve patient outcomes, and make healthcare more proactive rather than reactive.

Here is everything you need to know about the new directive:

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What has the Central Bank banned?

Financial institutions are prohibited from using instant messaging apps, like Whatsapp Messenger and similar platforms, for any banking or financial service. This includes

• Requesting or sharing customer data

• Initiating or confirming transactions

• Sending authentication details such as passwords or one-time passwords, and

• Exchanging documents containing personal or financial information.

Which institutions are impacted by this regulation?

All financial institutions licensed by the Central Bank of the UAE are impacted by this directive. This includes all

• International and national banks

• Finance companies

• Exchange houses

• Payment service providers

• Insurance companies and brokers

• Any other entities operating under the Central Bank's regulatory framework

Why has the Central Bank issued this ban?

The regulator identified that messaging applications were increasingly being used as service channels, raising multiple risks. These include fraud, impersonation, account takeovers and social engineering attacks. There are also concerns over confidentiality and the potential for unauthorised disclosure or storage of sensitive customer data

The Central Bank has also flagged risks related to data residency, noting that customer information transmitted via messaging platforms could be processed or stored outside the UAE. This violates regulations that require all consumer and transaction data to remain within the country.

What must these financial institutes do now?

The institutions have been instructed to:

• Stop launching any new services using messaging apps

• Identify and shut down existing use cases

• Shift customers to approved, controlled channels such as mobile banking apps, online platforms, call centres or branches

• Strengthen internal controls, including staff training and monitoring to prevent further use of messaging systems

Does this affect existing WhatsApp services that some banks and other financial institutes offered?

Yes. The Central Bank has instructed institutions to identify and shut down existing use cases immediately. Any institute that previously offered account checks, transaction alerts or customer support via WhatsApp must now discontinue those services and migrate customers to approved platforms.

What channels can customers still use?

Customers can continue using

• Mobile banking apps,

• Online banking platforms

• Call centres

• Physical bank branches

These are considered approved, controlled channels that meet the Central Bank's security and data residency requirements.

By when should the institutes comply?

All the notified institutions must confirm compliance and outline corrective measures taken by April 30, 2026. The Central Bank has warned that non-compliance can lead to supervisory action or financial sanctions.

What is the key takeaway for customers?

Customers should no longer expect or accept any banking service, including transaction requests, document sharing or authentication codes, via WhatsApp or any instant messaging platform. All banking communications should now take place through official banking apps, websites, call centres or branches.

Experts say the projects align closely with the ambitions of the Dubai 2040 Urban Master Plan, linking transport expansion with future growth, real estate demand, and lifestyle shifts.

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A new blueprint for growth

According to Dr. Ahmed Al Mulla of Arkat Urban Planning+Design, the Blue and Gold Lines represent a generational investment in how Dubai expands.

“These lines open up new growth axes, especially toward inland and emerging districts, and reduce reliance on earlier development corridors,” he said.

The Blue Line is expected to span 30km with 14 stations across nine districts projected to house more than one million residents by 2040. The Gold Line, at 42km with 18 stations, will connect 15 strategic areas and serve around 1.5 million residents.

“This is not just transport infrastructure,” Dr. Al Mulla added. “It’s about reshaping how the city organises its next phase of expansion.”

He notes that, if paired with proper land-use planning, the lines could push Dubai toward a more polycentric urban model, where jobs, housing, and services are distributed across multiple hubs, a core principle of Dubai’s long-term vision.

Real estate ripple effect

The impact is expected to be strongly felt in the property market.

Dr. Al Mulla identifies key areas along the Blue Line, including Dubai Creek Harbor, Ras Al Khor, International City, Dubai Silicon Oasis, Dubai Academic City, Mirdif, and Al Warqa as likely to see increased demand.

“Stronger connectivity typically translates into higher real estate value, stronger investor confidence and sustained population growth,” he said.

For the Gold Line, he emphasised that the real value lies not just along the corridor, but around stations that evolve into walkable, mixed-use urban nodes.

Congestion relief, but not a silver bullet

Traffic congestion remains a pressing issue across the UAE.

Data shared by Thomas Edelmann, founder of RoadSafetyUAE, shows that 86 per cent of residents experience congestion, with 91 per cent in Dubai.

“Too many cars on the road is the main reason, cited by 65 per cent of respondents,” Edelmann said, adding that 92 per cent still rely on road-based transport daily.

While the Blue Line alone is expected to reduce congestion along its route by up to 20 per cent, Dr Al Mulla cautioned that metro expansion must be balanced with broader urban planning decisions.

“Congestion is not just about transport, it’s about how cities are designed. Continued large-scale road expansion can reinforce car dependency,” he said.

‘Convenience is king’

From a user perspective, adoption will depend heavily on how practical the system is for daily life.

That’s the view of Mustafa Aldah, who believes residents will only shift away from private cars if the metro becomes the easiest option.

“Convenience is king,” he said, pointing to his experience in London, where high costs, limited parking, and congestion charges made public transport the logical choice.

“In Dubai, it will be a no-brainer for those who can live and work near the route, with only a short walk even in summer.”

Solving the last-mile challenge

Aldah stressed that first- and last-mile connectivity will be critical to the Gold Line's success.

“In a country with summer temperatures like the UAE, this is very important,” he said.

He pointed to micro-mobility solutions such as e-scooters, shaded pathways, and safe access routes as key enablers that can connect commuters from stations to final destinations efficiently.

A shift in lifestyle choices

The expansion could also signal a broader cultural shift in how residents choose where to live.

“I think people are moving from ‘find any place to live’ to ‘live where it suits your lifestyle,’” Aldah said.

Future buyers, he added, are likely to prioritise metro-accessible communities if they want to reduce reliance on cars, effectively letting demand shape the city’s development patterns.

Why stations matter more than tracks

Experts agree that the long-term success of both lines will depend less on the tracks themselves and more on what surrounds each station.

Dubai aims to have 55 per cent of residents within 800 meters of mass transit and ensure 80 per cent of daily needs are accessible within 20 minutes, making transit-oriented development central to the strategy.

“With wider spacing between stations on the Gold Line, each stop has to work harder as an urban node,” Dr. Al Mulla said. “If done well, it improves accessibility. If not, it risks becoming just a fast corridor.”

Safer, greener mobility

From a safety standpoint, reducing the number of cars on the road could also improve driver behavior.

Edelmann noted that 82 per cent of motorists report witnessing aggressive behavior during traffic congestion, a problem that could ease with fewer vehicles and smoother traffic flow.

At the same time, shifting more commuters to rail will support sustainability goals by lowering emissions and increasing transport efficiency.

The bigger picture

While optimism around the Blue and Gold Lines is high, experts stress that their true impact will depend on execution.

If integrated with land-use planning, community design, and accessibility, they could redefine how Dubai grows and moves. If not, they risk becoming just another transport upgrade.

As Dr. Al Mulla put it: “Success won’t be measured by how far the lines go, but by whether they reduce the need for long daily trips and make public transport a natural part of everyday life.”

The shift comes as the emirate announces major transport expansion, including the upcoming Dubai Metro Gold Line, which is expected to serve 15 areas and benefit around 1.5 million residents.

Better public transport is making it easier to travel longer distances, bringing areas that once felt too far within reach. “Ensuring an emerging area is well connected will help sway those decisions in favour of more ‘out of the way’ places,” said Mustafa Aldah, an urban planning expert. He added that residents may benefit from lower housing costs or a different lifestyle.

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From location to connectivity 

Real estate experts said that people are now looking beyond just the location and focusing more on how well an area is connected. “It’s no longer just about location in terms of prestige, but about how well-connected a community is to the rest of the city,” said Abdullah Al Shaibani of Alphabeta Properties.

He added that properties near Metro stations often see stronger demand, especially from professionals and young families.

More areas coming into focus

Areas that were once seen as less attractive are now getting more attention as transport links improve. According to experts, a similar trend was seen after the launch of the Red and Green lines, when places like JLT, Dubai Marina and parts of Al Barsha saw increased demand as commuting became easier.

“Improved connectivity tends to unlock value in surrounding districts,” said Al Shaibani, adding that such areas often become more established over time.

Residents balancing cost and commute

For some residents, the decision comes down to balancing rent with travel time. Experts said that with more reliable public transport, some may consider moving farther from central areas if it means getting a bigger home or paying less rent without adding too much to their daily commute.

“Many are now actively prioritising properties within walking distance or a short commute to a metro station, as it directly impacts their daily lifestyle and cost of living,” said Al Shaibani.

Lesser dependability on car 

Better connectivity could also reduce the need to rely on cars, allowing some residents to plan their work and home trips around public transport.

Aldah said expanding Metro access could help some residents move towards a more car-free lifestyle, depending on where they live and work. “It could enable residents who want to live a car-free life to plan their residence and work life around this new ideal,” said Aldah.

Gold Line could speed up the shift

With the upcoming Gold Line, scheduled to start operating in 2032, the shift towards newer and more affordable communities could pick up pace.

Based on past trends, Al Shaibani said that these areas are likely to see growing demand as connectivity improves.

While some parents faced limited or no pickup slots for April 18 and 19 for certain school uniforms, traders said demand for alterations, shoe repairs, haircuts and last-minute supplies is expected to remain strong.

“I stood in the line for nearly 25 minutes to collect the uniforms. When I reached around 3.30pm it was already busy, and by the evening the crowd had grown even more,” said Faris K, a parent who had been to get uniforms for his son at LCT in Karama.

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The early demand for uniform collection comes even as a major rush for books and stationery has not yet started, while barbers, shoemakers, and tailors said they expect business to pick up on Saturday evening ahead of reopening of schools in the UAE.

At the Threads outlet in BurJuman Mall, uniform of Cambridge International School Dubai, no pickup slots were visible for April 18 on their website, while GEMS Millennium School Sharjah showed only limited late-evening availability on April 18 and April 19. Some other branches continued to show open slots, suggesting demand remains uneven but is starting slowly.

In Sharjah’s Rolla, bookstore traders said the biggest rush may still be ahead. “There has not been a major rush so far during the day, but we expect things to pick up sharply by Saturday evening and on Sunday,” said Abdul Fattah, a manager at a stationary store in Rolla.

“Many parents tend to come at the last minute for notebooks, stationery and other school items once they finalise what their children need,” said Abdul Fattah.

Besides books and supplies, businesses linked to back-to-school preparations said they were already seeing activity.

Tailors in Rolla said some parents were bringing uniforms purchased from school-linked stores for minor alterations, including adjusting trouser length and sleeves.

“Some parents bring in uniforms after collecting them to make small adjustments, like shortening trousers or fixing sleeve length. We usually see more of this before schools reopen, and this weekend is expected to be busier,” said Naseem Ahmed, a tailor in Rolla, Sharjah.

Shoemakers said that some parents were also choosing to repair old school shoes instead of buying new ones.

“We are getting parents bringing school shoes for polishing, sole repair and small fixes. Some prefer repairing because the shoes are still usable, and children may have outgrown them only slightly,” said Mujeeb, a shoemaker in Rolla. “Usually this gets busier just before schools reopen, and we expect more customers over the next two days.”

Barbers in Al Nahda, Sharjah, also said they were preparing for a rise in student haircuts.

“The big rush has not started yet, but we normally get many students over the weekend before the first day back. Parents prefer bringing children in for haircuts at the last moment, so we are expecting Sunday to be quite busy,” said a barber in Al Nahda.

Traders said the back-to-school rush appears to be building in stages, starting with uniform collection and then moving to alterations, shoe repairs, haircuts and last-minute shopping for supplies.

While some parents were still trying to secure uniform pickup slots, others were spreading out their preparations, with many shopkeepers expecting demand to pick up further over the next 24 to 48 hours as schools reopen.

The revised framework, released on Wednesday, provides clearer instructions to banks, exchange houses and registered hawala providers on how to detect suspicious transactions, assess emerging risks and strengthen internal monitoring systems. The move supports the UAE’s National Strategy for Anti-Money Laundering and Counter-Terrorism Financing (2024–2027) and aligns with expectations set by the Financial Action Task Force (FATF), the global watchdog overseeing financial crime compliance.

In simple terms, the update helps financial institutions better identify their customers, understand where money is coming from, track unusual trade activity, and prevent funds from being diverted into illegal channels. That strengthens confidence among global investors, correspondent banks and regulators dealing with the UAE.

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The guidance package includes four supervisory manuals and two best-practice frameworks designed to sharpen how institutions assess risks and train employees. Together, they form a more structured system to prevent misuse of the financial sector.

One key area covered is proliferation financing — funding linked to weapons development and sanctioned entities. Banks are now expected to continuously assess exposure to such risks, review their internal safeguards and monitor new patterns or networks that could signal suspicious activity.

Another focus is trade-based money laundering, a complex method in which criminals disguise illicit transfers through over- or under-invoicing goods or manipulating shipping routes. Given the UAE’s role as a major global trade and logistics hub, strengthening monitoring of trade flows is particularly important.

The central bank also issued updated expectations on correspondent banking relationships — the partnerships through which local banks process cross-border payments with overseas institutions. These relationships are essential for international trade and remittances, but they can also carry compliance risks if not carefully supervised. The new guidance helps lenders apply stronger checks while maintaining access to global financial networks.

Customer due diligence rules were another major pillar of the update. Financial institutions are now required to deepen their understanding of clients’ risk profiles from the onboarding stage through the relationship, ensuring better documentation, monitoring, and record-keeping. This improves transparency and reduces the chances of illicit funds entering the system.

Alongside supervisory guidance, the CBUAE issued two practical manuals to strengthen institutional risk assessments and staff training. These encourage firms to adopt risk-based compliance strategies — meaning resources are focused on the highest-risk areas — and to train employees according to their roles so suspicious activity can be detected earlier and reported faster.

For the wider economy, the significance of these changes goes beyond technical compliance. Stronger anti-financial-crime safeguards help maintain the UAE’s access to international banking channels, support investor confidence, and protect the country’s status as a fast-growing regional hub for trade, capital flows, and wealth management.

They also reinforce the Emirates’ progress in meeting global regulatory benchmarks, following years of intensive reforms aimed at strengthening oversight of the financial sector.

Khaled Mohamed Balama, Governor of the CBUAE, said the new package reflects the regulator’s determination to strengthen the country’s leadership in combating financial crime and align its systems with the highest international standards.

“The issuance of this new regulatory guidance package reflects the CBUAE’s commitment to solidifying the UAE’s leadership in Anti-Money Laundering and Combating the Financing of Terrorism and Proliferation Financing, in line with the highest international standards, and enhancing its position as a secure and trusted global financial hub,” he said.

The governor added that the guidance would help licensed financial institutions and registered hawala providers identify emerging risks more effectively, strengthen the resilience of the national financial framework, and contribute to global financial stability.

Analysts say such regulatory upgrades are essential as the UAE expands its role in cross-border trade, fintech innovation and capital markets. By tightening oversight while preserving openness, the country is positioning itself as a jurisdiction that combines growth with credibility — a balance increasingly valued by global investors and regulators alike.

The project spans a total of 13km and includes traffic enhancements, with the provision of roadside parking spaces, pavements and street lighting.

RTA said that the new connections have improved road connectivity and facilitated vehicle access to and from residential areas, particularly by paving previously unpaved roads. This has helped ease traffic flow and provide a smoother and safer driving experience for motorists.

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The authority added that the project comes as part of its ongoing efforts to meet the demands of urban expansion and population growth across Dubai through continuous road and infrastructure development.

According to RTA, these efforts aim to enhance the emirate’s urban landscape, improve residents quality of life, and achieve the highest standards of traffic safety, ensuring Dubai’s roads remain among the most efficient and highest-quality for users.

Hamad Al Shehhi, director of roads at the Traffic and Roads Agency, said the project was implemented in phases covering 18 residential areas, including Al Khawaneej 1, Al Barsha South 1, Nad Shamma, Jumeirah 1, Za’abeel 1, Al Rashidiya, Muhaisnah 1, Al Barsha 1, Al Hudaiba, Al Quoz 1 and 3, Al Satwa, Al Twar 1, Mirdif, Umm Ramool, Umm Suqeim 1, Al Mizhar 1 and 2.

He added that the initiative reflects RTA’s vision to be the world leader in seamless and sustainable mobility, while continuing to improve operational efficiency and enhance the overall performance of Dubai’s road network.

Relief packages offered by local banks have been effective in achieving their objectives of supporting customers and small businesses, according to a statement issued by the Central Bank of the UAE.

The announcement followed a meeting between Khaled Mohamed Balama, Governor of the Central Bank of the UAE (CBUAE), and chief executive officers of banks operating in the country.

The chief executives “confirmed that the resilience package has been effective in achieving its objectives, most notably by proactively addressing the potential impacts on the economy and the banking sector arising from the exceptional current circumstances,” the CBUAE said in a statement.

The meeting reviewed the Central Bank’s key initiatives and projects, as well as the latest developments in the implementation of the Financial Institutions Resilience Package (FIRP), announced by the CBUAE on March 17, 2026, to strengthen the resilience of financial institutions.

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In March, the CBUAE approved a proactive Financial Institutions Resilience Package, backed by assets totalling Dh1 trillion, to support the financial sector in overcoming challenges arising from the regional conflict.

“The CBUAE remains committed to safeguarding the resilience of the financial system and enhancing its global competitiveness, in line with the UAE leadership’s vision. Our ongoing engagement with bank CEOs reflects a strong partnership with licensed financial institutions and a shared commitment to maintaining a stable, resilient, and forward-looking banking sector that supports sustainable economic growth, underpinned by prudent risk management and robust governance,” Balama said.

Many local banks have rolled out relief packages for their customers – particularly small and medium-sized enterprises – to help them cope with challenges arising from the US-Israel-Iran conflict, which has disrupted supply chains and slowed economic activity.

Dubai’s largest bank, Emirates NBD, last week announced a host of fee waivers for small and medium-sized businesses in the country to help them navigate challenges stemming from the regional military conflict.

Similarly, Ajman Bank, Abu Dhabi Islamic Bank, and First Abu Dhabi Bank (FAB) have also announced relief measures for their customers, including frontline workers. 

OTP implementation

The meeting also addressed major initiatives launched by the CBUAE under the Financial Infrastructure Transformation (FIT) Programme, aimed at enhancing the operational resilience of financial institutions and improving the efficiency of digital payment systems.

The Central Bank confirmed that financial digitalisation projects are progressing as scheduled, including the issuance of the UAE’s domestic card scheme, “Jaywan”.

In addition, attendees highlighted progress in expanding the scope of services offered through the Open Finance Platform “Al Tareq” and the Instant Payments Platform “Aani” – initiatives that strengthen the UAE’s position as a global financial hub and a leading destination for innovation and digital transformation.

The CBUAE urged banks to comply with regulatory guidelines on customer identity authentication, including the use of one-time passwords (OTP) through digital applications, noting that these measures have played a key role in reducing electronic fraud incidents and enhancing consumer protection.

During the first quarter of 2026, reserves held by UAE banks at the Central Bank increased to Dh439 billion, comprising Dh271 billion in required reserves and Dh168 billion in surplus liquidity.

In addition, banks hold Dh263 billion in securities, including monetary bills and Islamic certificates of deposit, which can be readily used for liquidity management purposes. Furthermore, total assets of the UAE banking sector increased to Dh5.5 trillion.

Dubai’s largest bank, Emirates NBD, on Tuesday announced a host of fee waivers for small and medium-sized businesses in the country to help them navigate challenges due to regional military conflict.

The lender announced a waiver of loan deferment fees, international courier charges for business card deliveries, cheque return fees due to unforeseen cash flow interruptions, cash withdrawal fees at ATMs across the UAE and GCC, and business debit card replacement fees.

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In addition, it is offering a 30 per cent discount on charges for letters of credit and letters of guarantee, and a 40 per cent discount on cash management services, while regularising its introductory pricing offer.

Emirates NBD is the latest bank to announce such a package for its SME customers.

As reported by Khaleej Times earlier, a few banks have already announced payment deferments for SMEs and frontline customers.

The bank’s initiative follows the Dubai Government’s approval of Dh1 billion in economic facilitation measures to support businesses and strengthen the emirate’s economic flexibility, raise readiness levels, and ensure a swift response to current requirements.

It also comes alongside the Central Bank of the UAE’s approval of a comprehensive Financial Institution Resilience Package, designed to reinforce the stability and resilience of the UAE banking sector in light of regional circumstances.

Hamad Mohamed Zayed, Group Head of Business Banking at Emirates NBD, said the package will provide greater flexibility to SMEs at a time when it matters most.

“We remain committed to the growth of the sector and to prioritising the financial wellbeing of our customers amidst operational challenges and liquidity pressures. Through the package, we aim to build confidence and provide meaningful support as the UAE continues to consolidate its position as a globally competitive economy. Our services remain fully operational, seamless and secure, reflecting the trust businesses place in us,” he said.

This year, Dubai residents celebrated Easter by attending services online or traveling to neighbouring emirates, after churches in the city remained closed during the important Christian holiday.

Since Friday, April 3, churches in Dubai have suspended all worship services and masses until further notice. This move came amid heightened precautionary measures in the UAE because of regional tensions linked to the ongoing US-Israel-Iran war.

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An earlier notice from the Community Development Authority (CDA) directed places of worship to conduct daily prayers and religious activities online. The CDA said this step aligned with its commitment to safeguarding worshippers.

The closures coincided with Passion Week, a period that usually draws large congregations. Christians worldwide observe the passion, death, and resurrection of Jesus Christ from Palm Sunday through Easter Sunday, which fell on April 5 this year.

Making the journey to faith

Speaking to Khaleej Times, Rem Sagarino, a Dubai resident of over 15 years, said that he attended the mass in Ras Al Khaimah, with most parishioners from Jebel Ali and other parts of Dubai travelling there. Some of his friends stayed in RAK from Good Friday until Easter, turning it into a staycation.

“My father and I drove down at 5am to attend the 7.30am mass at St Anthony of Padua Church, and then returned to Dubai. The drive took about an hour one way, which we took for Good Friday as well.”

Talking about the Easter spread, he added, “We are entertaining around 20 friends from the parish at our home this afternoon. We will host a feast featuring Filipino dishes such as pancit, lumpia, roasted chicken, and desserts. More guests are expected throughout the evening.”

American expat Natalia Miranda explained that her family celebrated at home after learning through their church WhatsApp group that services would be closed.

“They shared activities, readings, and a link for online services, but we chose to keep it simple, and I did readings at home with my son. We also went for an Easter brunch on Saturday to support local businesses, as there has been a big push for that. The Easter Bunny even came to our house. We prepared American-style Easter lunch, with mashed potatoes, green beans, and a meat dish,” she said.

Benny Thomas, a UAE resident for nearly 30 years, opted for mass in Sharjah. “We attended mass at St Michael’s Church — it was quite full, and as we were exiting, there was already a long queue for the next service. I went for the 8.15am mass with my wife and daughter.”

After attending mass in Sharjah, Thomas and his family had hoped to continue the celebrations with an Easter lunch out, but plans quickly changed.

“We had originally planned for a barbecue, but the restaurant was fully booked today, so we prepared a meal at home instead: a chicken dish, beef, and chicken cutlets,” he shared.

Creativity and community at home

Abu Dhabi resident and art studio owner, Art By Zoya, described a fun and interactive Easter celebration with children from different nationalities.

“We had a joyful time celebrating with our wonderful community. From creating adorable clay bunny sculptures to designing unique bunny money boxes, children's creativity was inspiring. The excitement continued with our fun Easter egg hunt. I also organised some special treats to make the day sweeter.r.

“We had 11 children from different nationalities, including Spanish, Russian, Indian and Chilean — and they all had a lovely time doing clay work and enjoying the egg hunt,” added Zoya Chhapra.

I didn’t crib, though I hate rain. I felt it had been long overdue. A rain of such fury usually comes before the Middle East bids adieu to its biting winter. Sadly, what was missing was the much-loved petrichor. It rained non-stop, without giving rain lovers a chance to step out, breathe it in, and lose themselves in the scent of the earth.

You need a pause after the first crack of the skies for petrichor to rise from every pore of the soil and kiss your face — especially after a good overnight shower. That’s when you splash in puddles, drenching unsuspecting passersby. Good old childhood days flashed across my mind like the streaks of lightning outside.

I hate rain because what follows its bliss is agony for many. Yet, as I lay watching a pair of white doves take shelter on my bedroom sill, preening their feathers while raindrops hammered the glass like hail, I felt none of my usual detestation. Let it rain, I thought. Who cares?

That’s when she got up, walked to the window, and paused beside the new, leggy bonsai — like a statue silhouetted against the streetlight.

“We need to move the plant deeper inside. It may not survive the extreme heat,” she murmured.

“Let’s see. It’s not summer yet — it’s raining,” I said. We had decided to carpe diem.

“We had no real winter this time, did we?”

“Yes, we did. There were some biting days.”

“I can’t remember.” Her voice sounded strained in the dark as rainwater whipped against the panes, testing the rubber seals.

“It’s not necessary to remember everything. But for your information, you wore that lavender jacket almost twenty-four hours a day a month or two, refusing to change.”

“Refusing to change? Really? By the way…did I change today?”

“Yes. You bathed and wore the eau de parfum your son gifted from Germany.”

She sniffed herself for evidence. “Oh God…I keep forgetting my medications.”

“You took them. I gave them to you.”

“You know something? I forgot to water the plant. How many cups did the shopkeeper say?” she asked, returning with cups of water.

“You’re killing the plant. He said one cup, twice a week.”

“Oh, really? Thank God you remember.”

“I remember everything on your behalf. One bookkeeper is enough for the two of us, right? It’s fine.”

“How old do you think this plant is?” she asked, her voice nearly drowned by thunder.

“Why does age matter in everything?” I teased.

“Why are you getting philosophical past midnight?” she said, flinching as thunder shook the building.

“You’re sporting your greys, saying you want to age gracefully. Even Gen Z colours their hair.”

“You think I should?”

“Of course. Live the day. Celebrate the present. Be the queen of the house.”

“Will you remind me tomorrow?”

“Of course. It’s my duty.”

“Why am I like this? I can’t remember what I had for dinner.”

“You’re flinching again like a child at thunder. By the way, remember we once spoke about having another baby? How old would the child have been now?”

“I do remember. How could I forget that? But why do I remember the wrong things?”

“Because I remember all the right things for you.”

“Why did you mention that dream?”

“It would have been one too many.”

“I don’t understand.”

“I’d have ended up taking care of two children. You’re already one for me.”

“I feel like having another gulp of Moscato.”

“No. You’re getting addicted.”

“Some orange juice, please?”

“One orange is four spoons of sugar. In juice form, that’s six. And you’re diabetic.”

“Only once in a while?”

Her fingers moved towards the bonsai leaves.

“No! Don’t hurt the bonsai. You already had four oranges today. See? You’re a child now.”

“Am I a problem child?”

“No. I enjoy raising my new child. It’s fun.”

“But I must be an expensive one — medications and tantrums.”

“Children are always expensive. Thank God you’re not in school.”

“Every night I still go to school…My dreams are full of my days at GEMS Modern. Why did they let me go?”

“Every job has a retirement age, no matter how passionate you are.”

“Dad, you don’t dream anymore? Please don’t stop being a dreamer just because you’re taking care of me.”

She called her husband “Dad”—something she would never stop. I, in turn, enjoyed calling her Amma.

“I can never stop dreaming,” I said. “I’m a certified dreamer. But I don’t seem to dream anymore.”

“Then don’t stop. Dream anything — civilised or not, moral or not. Just dream. I won’t ask about them anymore. You fought for your space all your life. I was always the intruder.”

My phone buzzed — a message cutting through the cacophony of the storm and phone alerts about incoming missiles.

“Who’s messaging, boss?”

“Look at you — so alert about my messages after all that lecture. Some UAE hater ranting on Facebook — can’t tell thunder from missile booms, it seems. Nonsense.”

“Get up. Water is leaking in. Bring a mop,” she ordered.

She absentmindedly ran her fingers over the bonsai leaves, as if counting them. I should count them someday, I thought. Might be a good stress buster.

“Can’t you mop it yourself? Remember what the doctor said? You need to keep your brain active.”

I watched her slow, deliberate movements — like a graceful dancer performing Swan Lake. Her silhouette by the window looked fragile. The pigeons had vanished. They should have waited. I felt a pang of worry.

Outside, it poured relentlessly. A massive billboard along E311 lay uprooted, and cars were submerged in sheets of water.

“Dad, you said carpe diem. So…another ounce of Moscato? It’s so romantic. I used to dance in the rain…climb wet cashew trees and shake water over my sisters.”

“It’s raining sorrow everywhere — at home, across the Arab world, and beyond.”

“Why is Iran doing this?”

“Because Trump is punishing them.”

“Why is Trump doing this?”

“Because they won’t give him a Nobel.”

“So he’ll get one now?”

“Maybe — from Israel — when only two civilisations are left standing.”

“Dad…did I water the bonsai today?”

“You did. If you love watering, I’ll buy you one from Day to Day — made in China. You can water it endlessly till your hippocampus blooms like cherry blossoms.”

“You’re angry. It’s not my fault I forget.”

“I’m not blaming you. Just joking. When no one cares for a caregiver, the caregiver amuses himself.”

“Are you wearing out? Are you taking your meds? Did I take mine?”

“You did. I gave them. I can’t afford to wear out — we’ve a long way to go. I never tired raising my daughter. I won’t tire raising you. I’ll walk you back through your childhood…then bring you forward again to your blooming days, so you can fall in love once more.”

“You’ll never change. Such a flirt. By the way, do you still talk to that Abu Dhabi friend — the Wonderwall you chatted with past midnight?”

“She’s blocked me.”

“You must have done something mischievous.”

“I didn’t. Maybe my soul did.”

The morning after the storm broke like a child who had just stopped crying after receiving a doll — tear stains still faint on her cheeks.

The rain had cleared the clogs in my cognitive terrain. No more waterlogging. The sky gleamed over the dunes.

It was time for the dream merchant to pack up his camels.

“Come on, child. We’ve miles to go — rain or drone.”

“Mind your words, editor,” she smiled. “Say, let’s go, baby.”

The writer is executive editor of Khaleej Times

Starting April 1, 2026, the service will be available to customers in the Mussafah Commercial and Mussafah Industrial areas, and Mohamed bin Zayed City.

Abu Dhabi Express is a transport service that was started in 2022 to ease the commutes of residents in the emirate. It provides a direct route for passengers to reach their destinations without stops in between.

The locations are as follows:

Main stops

• Mazyad Mall Exchange Point

• Driving School

• ICAD

• Dalma Mall

• NPCC

Sub stops

• Mohamed bin Zayed Station

• Safeer Center

• Al Jabeer Group

• Makani Mall Mohamed bin Zayed

The graphic below shows the routes now available for passengers in Abu Dhabi.

Lenders said their branches and automated teller machines (ATMs) could be affected due to the downpours over the past few days, advising customers to use mobile apps and online services instead.

All UAE emirates – Abu Dhabi, Dubai, Sharjah, Ajman, Ras Al Khaimah and others – received heavy rainfall this week, especially on Wednesday and Thursday.

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“Current weather conditions may affect access to select Emirates NBD branches, business banking centres and ATMs. We recommend using ENBD X and businessOnline for your banking needs and checking Google Maps or our website for updated operating locations before visiting,” the Dubai’s largest bank said in a statement on its website.

In an advisory notice, the UAE’s largest bank, FAB, said on its website that due to adverse weather conditions, “a few of our branches may not be open” or may offer reduced services.

“Our mobile app, call centre, and ATM/CDM machines are available. You can access most mobile and internet banking services,” it said.

Dubai Islamic Bank also said that some of its services will not be available due to adverse weather.

“To ensure the safety and wellbeing of our customers and staff, some of our branches, ATMs, and service centres will not be available due to adverse weather conditions. You can continue accessing safe and secure DIB alt online banking or the DIB alt mobile app for your banking needs,” the Shariah-compliant lender said in a statement sent to its customers.

Commercial Bank of Dubai said its customers can manage their banking needs through its mobile and online services.

“Weather keeping you indoors? Don’t worry – your banking needs are covered. You can stay comfortable at home and manage your finances effortlessly with our personal or i-Business mobile banking,” it said.

People across the globe — from those who could scarcely pronounce the word “America” to those who had little idea where New York was — were glued to their television screens, witnessing what would become the most devastating terror attack in modern history, and sharing in the grief and anguish of Americans during one of their darkest hours.

Men and women thousands of kilometres away from Ground Zero wept as they read and watched harrowing accounts of those who had lost their loved ones, their American dream shattered in a matter of minutes. The world stood united in condemnation when America came under attack.

Yet, many Americans today seem to have only a faint memory of how that tragedy brought the world together.

Not long ago, knife attacks spread like an epidemic across Britain, while vehicle rammings at public gatherings — including Christmas markets — became horrors that many Europeans still shudder to recall.

Yet, few newspapers, magazines, or social media influencers beyond these regions resorted to the kind of shrill, clickbait headlines that now dominate sections of the US and European media, as Iranian missiles and drones targeted vital infrastructure and residential areas across the Gulf and the Middle East, particularly the United Arab Emirates.

The impact of such clickbait headlines — recklessly peddling the false notion that an apocalypse is bearing down on the UAE — has been deeply unsettling and dispiriting for residents who chose to stay. Barring some tourists ignorant of the nation’s core ethos, people did not flee. They stayed — anchored by a firm belief in the Emirati defence readiness, and by an unshaken solidarity with a government that has never wavered in times of crises — be it the Covid-19 pandemic, the 2008 global recession, or the 1991 Gulf War.

While Iran did not single out any particular emirate in its relentless barrage of missiles and drones, much of the predominantly Western criticism — across digital, print, and social media — fixated on Dubai, often branding it, rather crudely and unjustifiably, as “Orwellian”.

Having worked across countries as a senior journalist, and having lived through the crises my host nations endured, I write with honesty and feel with conviction. Even now, fifteen years after relinquishing my permanent residency, which many in my circle as well as my blue-chip employer dismissed as a foolish decision, to return to the UAE — the birthplace of my daughter — I continue to hold a deep affection for Singapore.

My children still slip effortlessly into Singlish, and I find myself longing for the familiar comforts of that island life: the simple pleasure of chicken rice at Hougang Green, coconut prawn curry in Serangoon Central, barbecued fish at Newton Circus, and the unforgettable crab feasts once served at the old Fisherman’s Village in Pasir Ris.

I still catch myself humming Phua Chu Kang’s irreverent “SAR-vivor Rap” — “SARS is a virus…” — with a smile. Singapore had, in every practical sense, given me reasons enough to stay: a permanent residency granted in record time, a home in my own name, the freedom of long drives into Malaysia’s interior in my own SUV, and a deepening affinity for all things Singaporean. It could well have anchored me there for life.

And yet, my heart lay elsewhere.

“Welcome back to the UAE, sir.” The one-liner that the Emirati immigration officer at T3 delivered along with a comforting smile and my stamped passport was juxtaposed in my mind spontaneously against the unfriendly demeanour I had come across at many other airports. I have never since looked back despite an open invite to return to Singapore. Because the Emirates is a passion.

Over the years, those living in the UAE — particularly in Dubai — have been burdened with a steady stream of disparaging labels, often propagated by critics of the Middle East. In earlier decades, the caricature was crude: gold smugglers, warlords, drug mafias, fugitives, and killers on the run.

Later came a new wave of stereotypes — East European “prostitutes”, Russian mafia operatives, and shadowy hoarders of black money. These reductive portrayals, repeated often enough, began to take on the veneer of accepted truth in certain circles.

In time, the labels evolved further. Residents of Dubai were recast as political refugees or fugitive economic offenders — terms that, while sounding more sophisticated, carried the same undertone of suspicion. And as global narratives shifted, so too did the accusations: we were now branded as crypto scammers or clandestine deal makers.

I do not — like millions of others who call this country home, whether living, working, or building businesses — fit into any of these caricatures. When I returned to the UAE, I did so with little more than resolve, having invested my CPF savings, repaid by the Singapore government, into my children’s medical education. I arrived, in many ways, empty-handed — and rebuilt my life, brick by brick.

That, perhaps, is the quiet beauty of pursuing one’s dreams on what some dismissively call desert sands: you are not weighed down by the baggage that often shadows life back home. Here, there is a rare sense of inner ease — a feeling of being at peace with oneself, unburdened by constant concerns for personal safety.

I speak of a nation that goes to extraordinary lengths to return a lost wallet across continents — to someone in London or New York; of a city that reunites a visitor in Europe with a priceless wedding ring lost in the pristine waters of the Gulf. I speak of a place where women and children can move about freely, without fear of harassment or burglary — and where no one taunts you on a train, no one stares you down in a metro station, and no one follows you into shadowed alleys.

Ask my daughter, once a Singapore permanent resident. She had every opportunity to move to Germany to study and live alongside her brother and his family — but she chose otherwise. She declined, preferring instead to build a life in the country where she was born, seeking not just livelihood but a sense of peace and belonging. I have little doubt she would make the same choice even if invited to join her sister-in-law in New Zealand.

My son, now a German citizen, and his wife — until recently pursuing her PhD at the University of Bonn — have spent years in Germany. Yet, they find themselves returning, time and again, to Dubai, the city that shaped his childhood. They spend more on trips here than anywhere else. Though they are not Golden Visa holders like my daughter and me, each visit carries a ritual of its own: a nostalgic pilgrimage to Karama Shopping Centre, where his earliest memories were formed. You do not have to be born in a place to call it home, to feel rooted, or to belong.

Like any New Yorker or Londoner, I carry a deep sense of belonging to this so-called desert land. So do my children, as do countless second-generation expatriates who have grown up here. It is perhaps why, even in their thirties, my children travel thousands of miles to savour what they insist is the finest Indian cuisine. “Habibi, come to Dubai if you want authentic Indian food,” they say. India, curiously, is no longer their first reference point. The UAE is — despite being Indian. I call them global citizens.

Of course, comparisons are most meaningful when made between like for like. The pride with which an American from New York proclaims himself or herself a New Yorker can perhaps only be matched by what an Emirati feels for his or her nation. But something uniquely remarkable about this country is the depth of attachment it inspires even among those who were not born here.

That sense of belonging does not waver in moments of crisis — it only deepens. It is felt not only in times of prosperity, but also in adversity. The UAE has weathered it all — be it the trials of the Covid-19 pandemic, the strains of global economic downturns, or the current tensions arising from Iranian aggression — each time reinforcing the quiet, enduring bond between the nation and those who call it home.

During my years in the UAE from 1989 to 2000, most second-generation expatriates I knew did not eventually settle elsewhere. Instead, many chose to build their own families in the very country where they were born and where their parents had found opportunity and stability. A significant number have even invested in property here, deepening their roots.

Interestingly, some who once moved on to so-called greener pastures — Canada, the United Kingdom, or the United States — are now part of a quiet reverse migration, returning to the UAE. This is a reality that challenges the long-held notion, often echoed by Western columnists, that the UAE is merely a transient platform or a springboard to other parts of the world. That perception no longer holds.

And there are reasons for that. It comes down, quite simply, to safety and security — both economic and personal.

The UAE today ranks as the world’s safest country in Numbeo’s 2025 mid-year safety index, with a score of 85.2, retaining its position for the second consecutive year. It is a distinction built on consistently low crime rates and a strong sense of personal safety — even for those walking alone at night.

For the sake of argument, one need not look elsewhere. Consider the capital city of the United States, where even its own president, Donald Trump, once described crime as being out of control. And that’s the capital city of a nation where the odds of getting shot are 100 times higher compared to some countries where it’s one in a million.

Against this backdrop, the anxieties triggered by regional tensions warrant perspective. For those who chose to leave at the first signs of Iranian aggression, the numbers tell a different story. The statistical risk of dying from such projectiles is estimated at roughly one in 3.8 million, while the likelihood of dying in a car accident stands at about one in 29,000 — figures cited by Emirati writer and commentator Yasser Hareb.

It is, perhaps, a futile exercise to compare the UAE’s safety with that of a country where firearms outnumber citizens—121 guns per 100 residents. And yet, despite these contrasts, we continue to encourage our children to pursue opportunities abroad, including the so-called American dream, should they choose to.

We do so without resentment, without raising banners of contempt. Even when political rhetoric turns harsh — as it did during Donald Trump’s criticism of certain American universities — we respond with restraint. We remind ourselves that leaders come and go, but institutions, and civilizations, endure.

There are, of course, many who continue to speak up for the UAE — voices that challenge the noise of distortion with lived experience.

“I am a Canadian who was born in the UAE. I have worked there as an adult as well. The ignorance outside the UAE is unbelievable. All they have are carefully selected propaganda, memes, and a vague notion of exploitation,” writes one Reddit user.

He says they don’t see the progress the UAE has made nor the efforts the leadership has made to help labourers and foreign workers with no job prospects in their impoverished countries.

Another observes, “People tend to see UAE residents as crypto scammers, course sellers, or dropshippers — the kind of labels you constantly encounter online. The reality is far simpler: most are ordinary people with families, working regular jobs. The level of hate and dehumanisation is exhausting.”

A third voice was blunter: “The West has always harboured a certain hostility towards the Middle East. Seeing a nation like the UAE succeed unsettles that narrative.”

And then came perhaps the most succinct response of all: “Neidgesellschaft — a German word meaning a ”society of envy.“

Yes, envy may well be at the heart of it.

For the UAE’s journey — still humbly described by its own leadership as a “work in progress” — has been remarkably swift. In just a few decades, it has evolved from a cluster of modest trading ports into a global hub of commerce, tourism, and innovation — an achievement that took many older nations centuries to realise.

At the centre of this transformation, particularly in Dubai, lies an unrelenting sense of scale and ambition. It is a city shaped by a governing philosophy that the Dubai Ruler once proclaimed: Build it, and they will come.

And they did. They came, they saw, they stayed — and they invested.

What followed is a story of resilience: of defying scepticism, weathering crises — and emerging stronger each time.

The economic transformation has been just as striking. “In the early 2000s, oil accounted for more than 70 per cent of the UAE’s total economic activity. By 2024, roughly three-quarters of GDP was generated by non-oil sectors,” notes Dr Mohammed Ibrahim Al Dhaheri, Deputy Director-General of the Anwar Gargash Diplomatic Academy.

Today, sectors such as trade, logistics, financial services, manufacturing, real estate, and tourism drive the economy — supported by long-term national visions like We the UAE 2031 and UAE Centennial 2071, which aim to raise GDP to Dh3 trillion by 2031.

The UAE’s story, in many ways, is one of never missing the bus. It has moved with agility — embracing aviation, the knowledge economy, cryptocurrencies, medical tourism, artificial intelligence, the metaverse, integrated resorts, gaming, sports tourism, and world-class cultural institutions such as the Louvre and the Guggenheim. Add to that art auctions, education hubs, and even plans for global entertainment destinations like Disneyland. And the list seems almost inexhaustible.

This is not merely development — it is reinvention, pursued with urgency, clarity, and intent.

The best way to sum up this articles is to quote Intelligencer staff writer Matt Stieb who, in an article titled “What the ‘Dubai Is over’ narrative misses”, says: “It’s one thing to have opinions and it’s another to casually wish harm on innocent people who simply live and work here. Behind the skyline and headlines are families, children, workers, and communities just trying to go about their daily lives in peace.

“I felt the urge to respond to every single post, but sometimes you realise you’re arguing with people who aren’t interested in understanding — only provoking.”

Well said, Matt. Thank you.

The writer is executive editor, Khaleej Times

Residents outside the UAE are allowed to return to the country even if their residence permit has expired, in a recent move by the country aimed to facilitate movement of residents. Additionally, those who want to leave have also been exempted, allowing them to travel despite having violated residency laws.

These sweeping directives, reflecting the UAE’s commitment to treating citizens and residents with equal care and dignity during the current situation, were highlighted by Lieutenant General Mohammed Ahmed Al Marri, Director General of the General Directorate of Residency and Foreigners Affairs (GDRFA) Dubai, during an exclusive interview with CNBC Arabic.

Addressing the public amid ongoing global travel disruptions, Lt. Gen. Al Marri reassured travellers that operations across the nation’s air, land, and sea ports remain fully functional. “Our preparations have been in full swing. Our situation has not changed; employees are present at their posts,” he confirmed, noting that while passenger volumes have shifted, the seamless movement of travellers continues uninterrupted.

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Calm, reassuring atmosphere

Authorities have been particularly impressed by the remarkable calmness and cooperation displayed by travellers at the airports. Lt. Gen. Al Marri expressed deep satisfaction with the reactions of both residents and visitors departing the country.

“Their arrival at the airport was marked by calmness, reassurance, no annoyance, no rushing, something that truly comforts the soul,” he remarked. “We did not face difficulties dealing with these numbers [of travellers].”

Even when faced with flight delays or rescheduling, passengers displayed remarkable understanding. He praised the collaborative efforts of Emirates Airlines, Dubai Police, and the Civil Aviation Authority for ensuring that flights remained well-organised and executed flawlessly according to schedule.

Exceptional service and facilitation

The country's leadership has issued clear directives to ease procedures for everyone, whether they are currently inside the country or abroad. 

“Today, we are providing all the support we can. As the UAE has always shown, people come first,” Al Marri said.

“People are honoured in the UAE, whether citizens, residents, or even visitors,” he affirmed.

The exceptional handling of the situation has drawn widespread praise from the public. Authorities have received numerous messages of appreciation, with travellers even writing signs of thanks to express their gratitude for the distinctive service provided during these times.

“This is proof that the service offered and the way the situation was handled was exceptional and distinctive,” he said. “God willing, we will continue to provide this distinguished service.”

By the end of March 2026, all licensed financial institutions (LFIs) must eliminate SMS- and email-based one-time passwords (OTPs) to enhance security for banking transactions. With online fraud on the rise worldwide, the race is on to adopt secure, biometric, and risk-based authentication methods.

“Commercial Bank of Dubai (CBD) began transitioning away from traditional SMS OTPs earlier this year with the introduction of the in-app one-time secure code feature. Customer adoption has been very swift, and as of last month, all 3D Secure online transactions are now conducted via the secure code feature, marking a significant milestone in fully phasing out SMS-based OTPs,” said a spokesperson for CBD.

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The Dubai-based lender said customers’ response has been overwhelmingly positive. “Over 80 per cent of active users have registered for the in-app secure code feature. This demonstrates strong trust in and demand for a safer, more seamless digital authentication experience,” the spokesperson added.

Emirates NBD said several key processes have already been revamped and implemented across its customer base in line with the received guidelines.

“We have successfully completed the migration of over 2.5 million digitally active card customers to in-app authentication for 3D Secure card transactions via our mobile app. Given that our customers have been accustomed to SMS-based OTPs for an extended period, this transition was undertaken gradually to ensure a smooth and secure experience. Despite the phased approach, we are pleased to confirm the successful transition of our entire digitally active customer base to in-app authentication,” Dubai’s largest bank said.

Meet the deadline

With the rapid pace of digital transformation, digital payments in the UAE continue to grow significantly. According to the UAE Banks Federation, digital payments are projected to rise to $132 billion (Dh484.4 billion) by 2028, up from $43 billion in 2023.

Emirates NBD said it is on track to phase out SMS OTPs for all critical and sensitive journeys, transitioning to enhanced security measures such as in-app authentication and partnering with tech solutions provider Emirates Face Recognition.

“We have already rolled out the in-app authorisation process, replacing SMS OTPs, for key financial transactions, including 3D Secure card transactions. We are confident that all other impacted journeys will also be completed by mid-March 2026, well ahead of the March 31 deadline,” it said.

Commercial Bank of Dubai said it remains focused on delivering a compliant, secure, and superior customer experience.

With cooler temperatures and overcast skies, families stepped out to parks, malls and cafés, making the most of the rare weather while extending festive moments beyond the first day's gatherings.

The occasion also coincided with Mother's Day in the UAE, adding an extra layer of warmth to the celebrations, as many families combined outings with gift shopping and time spent together.

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A slower Eid under cloudy skies

For Syrian expat Majd Al Khatib, the shift from a month of spiritual focus to festive outings felt especially meaningful. After days “centered around prayers and reading the Quran,” she said it was refreshing to step out and enjoy the mood, particularly with Mother’s Day, making it “extra special.”

“We’re at the mall picking out clothes, perfumes and little gifts for my mother and sisters. After a whole month of cooking at home, all the traditional recipes, because during Ramadan we don't like to order from outside... my 13-year-old daughter and I felt like a change, so we're planning to try something different for lunch — maybe American cuisine.
My 16-year-old son, however, isn't a fan of shopping at all, so he’s happily staying home with my mother while we do the rounds."

Celebrations stretch across borders

For many residents, Eid this year has stretched gently across borders, with celebrations flowing from one time zone into another, carried through phone calls, video chats and shared moments on screen.

Mariah Siddiqui captured this sense of continuity, describing how her day began not in the UAE, but virtually in India, where Eid was being celebrated. "With Eid being celebrated today in India, my morning began with a stream of calls and video chats from family back home, all checking in and sharing their celebrations," she said, adding that she had already sent them videos a day earlier "to reassure them that we’re safe in the UAE and enjoying and celebrating Eid here."

The connection, she said, made the distance feel smaller, as familiar sights and traditions travelled through screens. “It’s been heartwarming — seeing everyone dressed up, showing their mehendi, the children in traditional outfits — it truly feels like we’re celebrating together despite the distance,” she said, noting that the light rain and pleasant weather made the second day feel “more relaxed and unhurried."

Even as the day unfolds in the UAE, her celebrations continue in rhythm with those back home. “Yesterday was mostly for family gatherings, but today is about catching up with friends I couldn’t meet — we might step out for coffee or lunch,” she said, adding that she would still be on calls with relatives as their Eid day progresses. “It feels like the celebrations haven’t really ended — they’ve simply continued across borders, blending moments here with those back home.”

Outdoors, food and family time

Pakistani expat, Eman Malik said the pleasant, rainy weather had set the tone for a more relaxed Day 2 of Eid celebrations, with her family planning to head outdoors later in the day.

“We will be going for a BBQ to Mushrif Park or Mamzar Park. We are a total of three families and will go around 5-5.30pm. In the afternoon, we went out for lunch — the food depends on our choice, me and my sisters… whether it will be light snacks or proper desi food.

Recalling the previous day’s indoor celebrations and the small exchanges that kept traditions alive across borders, she added, “My sister and I bought henna from a Pakistani shop earlier, and some gifts came through somebody from Pakistan. My grandparents sent gifts for me and my sisters.

Yesterday we had indoor activities and a family gathering — it was a potluck party. Today it’s going to be outdoors as the weather is holding up.”

I vividly remember memorising the five essentials, reciting them almost like a mantra: sunlight, water, air, shelter, and food — though not always in that order.

Yet, there was something curiously absent from that tidy list of life's necessities. The textbooks spoke of what living beings must take in, but said nothing of what they must inevitably let out. Missing from the catalogue of essentials was perhaps the most universal of biological realities — elimination, or, in more ordinary language, pooping.

"Isn't it obvious?" could well have been the pedagogic explanation for that curious omission. But for the mostly uneducated politicians who presume to decide what Indians should eat, wear, and learn, the mistake proved convenient. It allowed them to ignore, for more than eighty years, a basic human necessity — quietly eliminating it from national and state priorities, and, consequently, from public budgets.

Hence, even in an age when engineers design specialised vacuum-assisted toilets for astronauts — devices that overcome zero gravity by pulling waste away from the body through controlled airflow — countries like India still find themselves on a far less flattering list. Alongside several sub-Saharan nations such as Nigeria, Ethiopia, Niger, and Madagascar, and even some Asian neighbours including Bangladesh and China, India continues to be counted among places where open defecation has long been practised.

Two things my son mentioned after returning from a study tour to China remain etched in my mind. One was rather amusing. In a shopping mall, several Phoenix-eyed girls stopped him to remark how beautiful his wide eyes were. The other was less amusing — and rather sobering. During his brief stay at the Kunming Medical College, he had witnessed, and occasionally experienced, the persistence of open defecation practices.

“Dad,” he said, “China is not just about the swanky skylines of Beijing, Shanghai, and Shenzhen.”

Back in India, our own predicament was perhaps best captured by a colleague at Singapore’s Straits Times after his return from India. It had been the Singaporean Indian’s first visit to the subcontinent.

“So, how was the trip? You had been so excited,” I asked.

“I saw a dozen bare bottoms in the bushes when the plane landed — and another dozen when it took off,” he replied.

He said no more. And quickly moved on to another topic. I felt like an ice cube left out in the open, quietly melting into nothing.

I could not help writing this because my most recent visit to some of India’s world-famous hill stations turned out to be deeply nightmarish. With so much being said about my country’s rapid socio-economic progress, it was only natural to expect that basic amenities — such as clean and accessible public restrooms — would be available across the nation, serving both domestic and foreign tourists alike. What we encountered instead was, quite simply, despicable.

It was our first trip to Munnar, often described as the Switzerland of South India. It was Christmas night, and the temperature had dipped close to 5°C — rare for that part of the world. Traffic had come to a complete halt soon after sunset as the rolling hills, carpeted with vast tea plantations, slowly sank into a sea of white mist. Long serpentine queues of vehicles stretched for several kilometres, all trying to return to hotels scattered far from the town centre.

Inside those stationary cars were thousands of travellers — women, young and old — desperately needing restrooms. Some walked kilometres ahead to restaurants and hotels, hoping to find a toilet and then catch up with their families once the vehicles began moving again. My sisters, both in their late sixties and seventies, nearly collapsed after pushing their endurance to the limit.

“Oh, it isn’t uncommon during the peak season,” some locals remarked.

Perhaps. But the responsibility of preparing such a sought-after destination to receive such massive crowds surely rests with the government and the authorities.

Instead, the responsibility of providing restroom facilities is conveniently pushed onto roadside restaurants. The result is a distressing sight: crowds of travellers waiting impatiently outside tiny restrooms, while diners inside savour their meals. It is an undignified spectacle — and one that a country aspiring to global standards should no longer tolerate.

During my Bombay days in the 1980s, one of the biggest daily ordeals after a long train journey was using the public toilet inside the erstwhile Victoria Terminus. Studies suggesting that germs could travel upstream when contaminated toilets were used always troubled me. The experience was depressing, to say the least, and it was one of the reasons that eventually made the idea of seeking a job abroad rather appealing.

Independent India is now approaching its first century. In the early decades, the Nehruvian push to modernise the country largely overlooked Gandhi’s emphasis on rural empowerment — his call for promoting local production, sanitation, and education as the foundations of a self-reliant society. The development of villages and the empowerment of women often took a back seat during decades of policy priorities.

More recently, Narendra Modi attempted to address one part of this gap through a campaign to build nearly 100 million toilets under the Swachh Bharat initiative. In terms of reducing open defecation, the programme is widely considered a significant achievement. Yet the condition of public toilets across the country remains, in many places, deeply unsatisfactory.

The rapid growth of domestic tourism is bringing hundreds of thousands of travellers — including elderly women who simply cannot wait indefinitely — to India’s popular destinations. During a recent drive around the busy Kodaikanal Lake, I searched desperately for a usable public toilet for my eldest sister. Every facility we came across was either highly unsanitary, poorly maintained, or completely non-functional.

Some Indian cities once introduced sleek, automated, self-cleaning restroom kiosks, even offering sanitary napkins for a small fee. Today, many of them stand abandoned — functioning less as public amenities and more as shelters for stray dogs and drug peddlers.

Politicians and the public alike share responsibility for India’s hygiene crisis. While governments have often failed to provide and maintain basic civic infrastructure, the common citizen has been equally complicit. House-proud Indians are notorious for keeping their own homes spotless yet showing little regard for the condition of public spaces. Streets, parks and public facilities are too often treated as someone else’s responsibility.

Bathing twice a day under the comfort of one’s own golden shower cannot wash away this collective civic failure. Until both the state and society recognise their shared duty to respect and maintain public hygiene, the problem will even chase us to the Mars, moon and beyond.

Public toilets, it must be said, are not exclusively an Indian problem. Even some wealthy nations fail to provide adequate facilities in proportion to the number of tourists they welcome. In parts of Europe, public toilets exist, but cleanliness is often treated with surprising indifference.

When I first arrived in Dubai, the issue of public toilets caught my immediate attention. Tourists wandering through the winding alleys of the old souks in Bur Dubai and Deira — especially in the oppressive summer heat — would often stop to ask where they could find a public restroom. After months of exploring the area myself, I realised that there were only one or two such facilities, discreetly tucked away in obscure backstreets.

Having lived in the heart of Karama for nearly two decades, I frequently encountered tourists asking the same question. Hundreds of visitors flocked to the once-popular shopping district and wandered its streets late into the night, yet I often had no satisfactory answer to offer. Most of them eventually depended on the goodwill of a handful of restaurants in the area.

Remarkably, that situation seemed to change little even as Dubai’s tourism numbers surged — from about three million visitors in 2000 to nearly 19 million within a few years — and the city transformed from a modest port into a bustling global metropolis. In many cities, including Dubai, this essential but often overlooked service continues to be provided largely by shopping malls rather than by dedicated public facilities.

Singapore, by contrast, stands tall in the world when it comes to public hygiene and restroom standards. After separating from Malaysia in 1965, the city-state invested heavily not only in infrastructure but also in reshaping public attitudes towards cleanliness, gradually transforming itself into one of the cleanest cities on earth.

As the Singapore Restroom Association famously puts it: "In total, we spend almost three years of our lives in the toilet. It is natural and normal — so let us learn to say, ‘Wow! That’s a great toilet!’ and tell our friends about it."

The association even runs a programme that grades public toilets on a scale ranging from one star to a coveted six-star rating.

Having called Singapore home for a decade as permanent residents — and having lived in nearly 40 homes over the course of our lives — the Pattalys developed one simple rule during house hunts: If you like the washroom, take the house.

After all, it matters to be washroom-proud. 

The writer is executive editor of Khaleej Times

According to Pooja Bhattia, a solicitor at Ma’an Legacy & Legal Consultancy, this shift in perspective reflects how the UAE has matured as a society. “Many residents today see the UAE as a long-term home rather than a temporary stopover,” Bhattia explains. “When people begin planning their future here, they naturally start making longer-horizon financial decisions, including how they structure their marriage financially.”

Not just a difficult conversation

For a significant number of these couples, prenuptial agreements, or prenups, themselves are arguably not the primary focus or end goal. Instead, it’s the foundational conversation that the process encourages. Instead, it’s the foundational conversation that the process encourages. Discussing money, personal responsibilities and financial expectations before the wedding day is something previous generations often avoided, frequently steering clear of the topic to preserve the romantic ideals of a relationship. However, modern couples are reframing these necessary discussions as a hallmark of responsible, mature planning rather than a sign of pessimism or ‘lack of trust’.

One such experience was that of Maha A, a Lebanese designer who got married two years ago. “I was surprised when my fiancé suggested a prenup,” she recalled. “At first, I felt hurt.” Her partner later explained that the idea was not about preparing for divorce, but about protecting both of them. “We both had separate assets and wanted to keep things clear. In the end, it actually made me feel more secure,” she added.

The process, she noted, forced them to navigate topics many couples ignore until it’s too late. “We talked about spending habits, savings goals, debts, and what we would do if something went wrong financially. It wasn’t romantic, but it was responsible.”

Buffer against conflict

Legal professionals working in the Emirates emphasise that these early-stage conversations are among the most effective tools for preventing bitter disputes later in life. “In cases where there have been prenups, the fighting tends to be far less severe because there is certainty regarding how assets will be split and the relevant obligations of the parties,” said Tyne Hugo, senior associate at the law firm BSA.

Without that explicit clarity, legal disputes can sometimes escalate over issues far smaller than expected, turning into long-drawn court battles that drain both finances and emotional energy. “We’ve seen divorces where couples fought over everything, including the cutlery,” said Hugo. “These kinds of disputes are often more about emotions than assets.”

Even when couples do not have a prenup in place, financial agreements can often still be negotiated during a separation, but the process is frequently more expensive, time-consuming and emotionally distressing. “With a prenup, there’s clarity,” Hugo added. “And that clarity helps prevent unnecessary legal battles.”

Modern life, traditional values

Cultural attitudes continue to shape how prenuptial agreements are perceived in the UAE. For some families, the mere mention of a prenup can translate to uncomfortable questions: Why expect the worst from the very beginning? Is one partner worried about the other’s financial standing?

In many traditional households, signing a formal legal agreement before marriage can feel ‘counterintuitive’, as the union is fundamentally seen as a bond built on unconditional trust and a promise of ‘forever’.

“Some cultures may see this as a betrayal of what a marriage is supposed to be,” Hugo added. “But the beauty of a prenup is that it’s customisable. It can reflect any cultural or religious values the couple deems important.”

As a result, for younger couples, particularly those with international backgrounds, the idea is becoming significantly easier to accept and integrate into their lives. “Couples are beginning to realise that love and legal planning are not mutually exclusive,” said Rania Faris, a licensed marriage and family therapist based in Dubai. “A prenup doesn’t mean you expect a divorce. It simply means you are mature enough to talk about money, expectations and personal boundaries before problems arise.”

The young professional’s viewpoint

For many young professionals in the UAE, the idea of a prenup no longer comes as a shock. Josh M. (name changed upon request), a young CEO who runs a real estate agency in the UAE, said he was not surprised to discover that prenups could be arranged effectively in the country. “It was something that had always crossed my mind,” he said.

Working in a high-pressure business environment where financial planning is a constant part of daily professional life, he believes that societal attitudes toward prenups are undergoing a major shift. “People today are becoming more financially aware,” Josh added. “With how the world is evolving, prenups should be normalised now more than ever.”

A growing trend

Family lawyers across the Emirates report that interest in prenuptial agreements has increased significantly in recent years. According to Samara Iqbal, founder of Aramas International Lawyers, couples in the UAE are increasingly asking about prenups as financial literacy and awareness grow among the population. “Over the past few years, we have seen a clear rise in couples asking about prenups,” she said. “What was once considered unusual is becoming the norm, particularly among international couples and professionals relocating to the region.”

Iqbal explained that many expats manage complicated assets across different countries, making financial clarity even more critical before entering a marriage. “A prenup allows couples to have open conversations about financial expectations and asset protection at a time when the relationship is positive, rather than during a dispute later,” she added. “When expectations are clearly documented from the outset, it dramatically reduces the scope for disagreement if a relationship unfortunately breaks down.”

For Bhattia, the growing interest in prenups reflects something much larger than simple legal planning. It’s a sign that modern couples are becoming more honest about the realities of married life, responsibility and the possibility of an uncertain future. “Ultimately, the prenup is just a tool,” she added. “What matters most is that couples understand each other’s financial realities and expectations early on.”

That clarity can strengthen a marriage rather than weaken it. “Love and financial planning are not opposites,” said Bhattia. “For many couples, these are two parts of building a stable life together.”

Citibank has responded to "false information" about its operations in the Middle East. The bank denied reports of damage to any of its branches.

Closures of some branches in UAE are temporary, and the bank chose to evacuate three of its buildings to prioritise safety, Citibank added. The bank clarified that it continues to serve clients in UAE and Bahrain "without interruption". In addition, all UAE and Bahrain-based employees are "safe and accounted for."

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With "robust contingency and resilience plans," the bank is ensuring business continuity while continuing measures to keep employees and their families safe, it added.

The bank said that it has maintained a continuous presence in the region for over six decades, and has "strong confidence in the resilience and sophistication of regional economies."

Citi added that it "is not leaving the Middle East," and expressed its trust in the "effectiveness and agility of UAE leadership in response to the situation," it added.

Since the start of the Iranian aggression, UAE air defences have engaged 294 ballistic missiles, 15 cruise missiles and 1,600 UAVs launched from Iran. The attacks have resulted in 6 deaths, and 141 injuries.

I am not an alarmist. The Iranian missiles that still rain down on Gulf nations have not unnerved me. What truly unsettles me is a deeper question — whether humankind will ever learn to survive and coexist peacefully on this planet.

That thought gives me shivers.

How many Trumps must the world endure in the ages to come? Will there still be a Trump in the time of my great-great-great grandchild?

Puzzled by a basic question—why humans remain perpetually hostile to one another—I tried to mine the Internet to know how many wars have been fought between 1960 and 2026, the span of my lifetime so far.

“How many wars have happened between 1960 and 2026?” I quizzed Google.

The truth is that the world has fought so many wars and conflicts, large and small, that even Google seemed to throw up its hands, unable to provide an exact number.

“Between 1960 and early 2026,” it said, “there have been hundreds, if not thousands, of armed conflicts worldwide — ranging from large-scale interstate wars to civil wars, proxy battles and regional uprisings.”

Still, it offered a revealing estimate. The number of active state-based conflicts each year between 1960 and 2024 has generally ranged from 30 to 60.

And as of early 2026, more than 120 armed conflicts are ongoing around the world, involving over 60 states and about 120 non-state armed groups across roughly 35 countries.

The search for a reliable number eventually leads to the Uppsala Conflict Data Programme, run by the Department of Peace and Conflict Research at Uppsala University, a public research university in Uppsala, Sweden. Founded in 1477, it is the oldest university in Sweden and in the Nordic countries.

My heart skipped a beat or two as I stared at Uppsala’s graphical chart of conflict fatalities across the globe. The world map looked like a body riddled with thousands of bullets, bleeding from every corner. Is this truly the place we call home?

And that brings me back to a question I have asked myself — and my parents and teachers — ever since I first began reading newspapers: Why do humans kill one another?

I grew up reading about the Cambodian genocide carried out by the Khmer Rouge under Pol Pot, the civil wars in Peru, Angola, Liberia, Sudan and Ethiopia, the Soviet-Afghan war and the Vietnam War, to name just a few that come to mind. Newspapers seemed to almost glorify — more than chronicle — death. I kept quizzing my dad but my brain was too small to understand what he said about communism.

By then, my own country was slowly turning into a little killing field. People killed in the name of politics, in the name of religion, in the name of honour, in the name of love, in the name of colour, in the name of what you eat, what you wear, whom you befriend, and the language you speak.

Every death I handled in the newsroom — like a mortician at his table — hammered another nail into my faith in humanity.

Tens, dozens, hundreds, thousands…

The tally kept rising as I aged, and as civilisation marched on.

Communism, humanism, capitalism, socialism, fascism, liberalism — there has never been a shortage of isms or political philosophies. Yet the killing has never paused. The more educated humanity became, the more uncivilised and barbaric it often appeared.

My passage from campus to newsroom was abrupt. One day I was reading theories of civilisation and science; the next, I was counting bodies.

And the numbers never stopped coming.

I performed the editorial embalming of assassinated leaders — Indira Gandhi, Rajiv Gandhi, Olof Palme, Rafic Hariri, Benazir Bhutto, Yitzhak Rabin, Muammar Gaddafi, Ali Abdullah Saleh, Shinzo Abe, Ranasinghe Premadasa and many others — along with thousands of ordinary people killed across the globe in acts of terror and political or religious violence. Then there were the killings of figures such as Hamas leader Ismail Haniyeh, Hezbollah chief Hassan Nasrallah, LTTE supremo Velupillai Prabhakaran and Iran’s spiritual leader Ali Hosseini Khamenei — deaths that are rarely called assassinations, often for the sake of political correctness.

Journalism, for me, has since become a never-ending funeral procession, with no pause for catharsis. My heart bleeds alongside the corpses that bleed.

Nearly 20,000 Gazan children killed since October 2023 in the Israeli assault on Gaza, and the 168 girls reportedly killed when an American Tomahawk missile struck Shajareh Tayyebeh elementary school in Minab in southern Iran on February 28, will forever haunt the conscience of the world — and rob me of sleep.

Iran too bears its share of responsibility. Behaving at times like a rabid power, it lashes out beyond the battlefield. Showering missiles on neighbouring states that are not party to the conflict — killing innocent foreign workers and damaging vital installations — cannot be justified. Nor can blockading and mining one of the world’s most critical waterways, effectively punishing the entire global economy. When absolute power rests in the hands of a few narcissistic authoritarians indifferent to the human cost of war, the very progress of civilisation is put at risk. Science, technology, pragmatism and reason are pushed aside as collective punishment is inflicted on nations that fall outside their favour.

The consequences go far beyond the battlefield. Cuts in US aid alone risk causing more than 14 million preventable deaths in developing countries by 2030. A March 2026 study by the London School of Hygiene & Tropical Medicine warns that, in a worst-case scenario of tuberculosis funding cuts, more than 40 million households could face catastrophic health costs.

Why do they persist with such policies when the world already knows that aid cuts by wealthy nations are silent killers?

When nearly 33.7 million Sudanese — almost two-thirds of the population — require humanitarian aid in 2026, and about 6.5 million people in Somalia — roughly one-third of the population — face severe acute hunger, I find myself stepping into the shoes of photographer Kevin Carter.

His Pulitzer Prize-winning photograph of a starving Sudanese child, with a vulture waiting in the background, became both his triumph and his torment. Haunted by what he had witnessed — and perhaps by the world’s indifference to it — Carter took his own life a few months later, overwhelmed by despair and depression.

So I return to the basic question: Why do we keep killing one another, despite humans being among the most sociable creatures on the planet?

“It all goes back to our roots — to tribalism. Long before we left Africa, certain instincts evolved to keep us safe and thriving. One was suspicion of anyone we did not personally know; another was the defence of our family and food territory,” writes Nicola Bjork, a former nuclear engineering project administrator in the United States, on the platform Quora.

“In those days it was every man for himself, every tribe for itself. We fought for food and territory, we fought for power over weaker tribes, and we fought in defence. Humans have always fought — just as rival packs of wolves fight, territorial birds fight, rival prides of lions fight, and troops of monkeys fight — almost always over the same things: food, power and survival.

“Today’s political wars are about the same things, though often disguised as ideology, altruism or idealism. It is part of human nature, and it will always be with us, no matter how optimistically futurists paint a rosy, science-fiction vision of humanity.”

Perhaps he is right.

In the end it comes down to power, greed, suspicion — and the stubborn tribalism that still runs in our blood.

So to the generations yet to come — Alpha, Beta, Gamma, Delta and beyond — there may be no easy escape.

Until I’m Done — A Gazan dream

Suresh Pattali

Let it rain, let it shine,

Let it hail, let it snow,

Let it breeze, let it blow—

Call me not until I’m done.

Let the Alps melt, the Aegean boil,

Let the Amazon burn, the Sahara sear,

Let the Eiffel fall, the Pisa lean—

Stop me not until I’m done.

Let spring pass, summer come,

Let the sun set, day break,

Let flowers bloom, leaves fall—

Miss me not until I’m done.

Let my food rot, sleep be lost,

Let hair fall, stubble grey,

Let fingers ache, heart burn—

Touch me not until I’m done.

Let my tears flow, sweat roll,

Let anger rise, agony swell,

Let words freeze, silence clot—

Calm me not until I’m done.

Let my body stoop, will grow faint,

Let soul sob, sores bleed,

Let steps sway, lungs wheeze—

Hug me not until I’m done.

Let my cries ring, wails surge,

Let eyes blur, ears fail,

Let lips quiver, skin fold—

Kiss me not until I’m done.

Love me not until the Gazans

Are free to live, learn and rest,

And kids play, pray, and plant 

Olives of love in their homeland.

The writer is executive editor of Khaleej Times

The Federal Authority for Identity, Citizenship, Customs and Ports Security in the UAE has decided to allow residents who are currently abroad with expired residency permits to return to the country.

This comes amid the current circumstances in the region, with airspace closures that have prevented these residents from returning to the UAE.

The decision will remain in effect for one month starting from February 28, 2026.

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Who is allowed to return?

This decision applies to all residents who were outside the UAE and whose residency permits expired on or after February 28, 2026 while they were abroad, and who were unable to return due to airspace closures or flight suspensions.

No new entry visa

The decision will remain valid until March 31, 2026, allowing the residents to enter the UAE during this period without the need to apply for a new entry visa.

They can then regularise their legal status without paying any fines resulting from this situation — which is beyond their control.

Exceptional circumstances

The authority has noted that the decision comes in response to the exceptional circumstances affecting residents abroad due to disruptions in global air travel.

Emirates NBD bank on Friday announced waiving fees for cash withdrawals from ATMs in the UAE and the Gulf Cooperation Council (GCC) countries, as well as free debit card replacements.

This initiative has been announced by Dubai’s largest bank to facilitate its customers in these challenging times.

"Emirates NBD confirms it is waiving fees for cash withdrawals from any ATM within the UAE and GCC countries, as well as for debit card replacements and deliveries both within the UAE and abroad, until March 31, 2026,” the bank said in a statement to Khaleej Times.

“This is in line with our commitment to supporting our customers and helping them bank with more convenience and flexibility during the recent regional developments,” it said.

“Customers may access their funds, request new cards when needed, and continue banking seamlessly with Emirates NBD. For any queries, our official contact channels remain available for assistance,” it added.

The UAE banks are “well-positioned” to navigate ongoing geopolitical challenges the region is facing due to the US-Israel-Iran conflict, the Central Bank of the UAE said on Thursday.

Khaled Mohamed Balama, governor of the Central Bank of the UAE, affirmed that the UAE’s banking and financial sector continues to demonstrate the highest levels of resilience and stability.

That thunderous headline lay dormant on a bromide in my office drawer for five uneasy months — waiting. Then, in the early hours of January 17, 1991, the Allied forces finally unleashed their full fury on Baghdad, and the words were no longer prophecy, but fact.

I am compelled to dust off memories of the first Gulf War, triggered by Iraq’s invasion of Kuwait on August 2, 1990 — the very day wifey boarded a flight to begin a new life in Dubai. At parties, friends would since tease, “As though India were not vast enough — your wife had to carry war to the Gulf.”

The funny start to a new life in this region compelled us to live through a decades-long tragicomedy — a frantic search for weapons of mass destruction that never existed, yet which certain Western leaders declared Saddan Hussein possessed.

As law-abiding residents of the Middle East — a region where tensions are perpetually kept at a simmer by reckless Western adventurism — we found ourselves unwilling participants in this grand theatre, all ostensibly staged to make the world “a safer place.”

While Allied forces honed their war machinery in the deserts of Saudi Arabia and elsewhere, we embarked on our own domestic campaign. Supermarkets in the neighbourhood and beyond were “raided” with military precision as we hoarded food and household supplies to outlast months of anxious vigilance.

The spare bedroom of our Karama apartment was swiftly transformed into something resembling a wholesale grocery stockroom. It bulged with sacks of rice, cereals, flour, spices, cooking oil, toiletries, tissue rolls, nuts and wafers — and, most indispensably, cartons of Tom and Jerry and Bollywood movies cassettes  — to sustain morale. If ever there was an exercise that justified the phrase “war-like preparation”, this was it.

In truth, with hundreds of brick-and-mortar groceries operating as usual, there was no real scarcity. But prudence — or perhaps herd instinct — prevailed. “Why take a risk?” became the unspoken mantra.

Yet food ranked surprisingly low on the hierarchy of fears. Periodic advisories from the Allied forces instructed residents on how to seal doors and windows to survive an anticipated chemical attack by Saddam Hussein. Rolls of masking tape — previously purchased only to secure luggage for annual trips home — vanished overnight from store shelves.

Candles and matchboxes were stockpiled. Torches stood ready with fresh batteries. Lights in many homes were deliberately dimmed, lest they attract Iraqi bombers. We all prepared gas proof rooms — something akin to the concrete bomb shelters that you find in old HDB (Housing Development Board) apartments in Singapore. I too had one.

Saddam acquired such a mythical aura of menace that mothers disciplined stubborn children with the warning: “Shall I call Saddam?”

“Why are you behaving like Saddam?” or “Don’t be a Saddam,” became expressions born of Operation Desert Storm — linguistic relics of a conflict that reshaped not just geopolitics, but everyday vocabulary.

As the first salvos were fired on January 17, 1991, I had just returned home after a long night. I opened the door, switched on the television, and there it was — CNN, hitherto unheard of in this part of the world — flashing the epochal headline: “The war has begun.” It was 3.30am in Dubai. Taking a cue from CNN’s Peter Arnett reporting from Baghdad, I picked up the phone and called the office with the instinctive newsroom command: “Stop press.”

The rest, as they say, is history.

I rushed downstairs, hailed a taxi, and sped back to the newsroom with my colleague Joseph Nellary. Together, we produced that milestone edition which still adorns the reception and hallways of Khaleej Times, bearing the blaring, all-caps headline: IT’S WAR. The theatre of conflict soon evolved into a veritable school of journalism for reporters in the Middle East. It was an era of live dispatches, embedded reporting, and rare access — from trips aboard fighter jets and refuelling aircraft to warships cutting across tense waters. Headlines bristled with wartime idioms. Mahir Ali even channelled Stevie Wonder with the romantic headline, “He just called to say…”, when Peter Arnett finally phoned his girlfriend in Australia at the end of hostilities.

Those were days when journalism thrived on shoe-leather reporting. Press releases were treated with suspicion; curation was not yet a craft but a compromise.

There was no social media. Information — whether true or false — was scarce, and therefore precious. CNN was almost sacred, its word rarely questioned. Editorial phones rang around the clock as sonic booms rattled the night skies. Calls poured in from Bur Dubai, Deira, Al Ghusais, Al Quoz and beyond: “Was that a Scud from Iraq?”

People waited for verified news.  There was no dog-eat-dog chase for television rating points, that marketing metric of a noisier age.

The Allied forces accomplished their mission; Kuwait was liberated on February 26, 1991. No red lines were crossed. Saddam Hussein remained in power, his wings clipped by sweeping UN sanctions and no-fly zones.

Fast forward to 2025–26 — an era when social media posts travel faster than cruise missiles and, at times, inflict more damage than conventional weapons of criticism or attack. Today’s geographical conflicts unfold alongside digital wars waged across every sphere of life. When new battlefronts open anywhere in the world, stakeholders scan every nook and corner of the social media universe. Some seek updates to reassure loved ones. Some businessmen search for once-in-a-lifetime opportunities. Some nations assess strategic leverage. Others attempt to fish in troubled political waters.

What surprised me most, when missiles and drones rained down from one source — the Islamic Republic of Iran — was the absence of visible panic within the community. It was business as usual. Thousands thronged culinary hotspots, gathering for iftar and weekend dinners.

My wife and I joined them, as we often do, and watched people remain remarkably composed — even as frantic calls and messages from anxious relatives abroad flashed across their screens.

“No, Mama, we are okay. Are you mad? There’s no crisis that calls for taking the next flight.” “Stock up? What do you mean? Sis, please hang up — the kids will panic.”

These were the conversations we overheard in a Dubai restaurant — quiet votes of confidence in the society they belong to, and in a leadership they respect and salute. Those words gave me goosebumps. They know the UAE leadership means what it says — and does what it promises.

From day one of the Iranian onslaught, the government of the United Arab Emirates understood its priority — More lethal than missiles and drones is misinformation, hence the repeated message: Security is a shared responsibility. Obtain information only from official sources. People paused. They listened. They complied.

While minor violations were tolerated, what proved intolerable was the flood of social media posts and reels — from parts of the subcontinent and the West — portraying the cosmopolitan UAE as suddenly unsafe.

Sensationalism has long been a hallmark of sections of the Indian media. While the print still retains a semblance of restraint, much of the visual media — including some mainstream channels and the increasingly toxic vlogging ecosystem — often thrives on exaggeration which smacks off queasiness. In the race for ratings and online traction, provocation frequently replaces prudence, with little regard for the consequences.

Journalism may wear the toe tag of “social responsibility”, but the principle remains vital. Indian visual media would do well to remember that exporting sensational “breaking news” beyond its borders can damage diplomatic sensitivities and unsettle the diaspora and their families back home. Speed may drive modern newsrooms, but responsibility must guide them.

Once the social media scare was managed, the UAE leadership moved swiftly to reassure residents and travellers alike: You are safe with a leadership that cares — and will do everything possible to ensure that safety endures.

The third step was transparency. Authorities detailed the scale of the Iranian offensive — a barrage of 196 ballistic missiles, eight cruise missiles and 1,072 drones — while underscoring the resilience of the UAE’s defence systems. Not a dent was made in the nation’s confidence.

The leadership also reaffirmed its adherence to the Abrahamic principles of restraint and passive defence, while cautioning Tehran against crossing red lines.

As calm gradually returned, ministers and business leaders reassured markets that food stocks were ample and that the UAE economy had once again demonstrated its resilience in absorbing regional and international shocks, maintaining stability and efficiency.

As the nation returns to business, its people will not forget that the Iranian offensive felt like a backstab — especially given the UAE’s assurances that its soil would not be used to launch attacks on Tehran.

Few nations could have weathered such an offensive with comparable efficiency. No force can shake the confidence of the more than 120 nationalities who call the UAE home.

Because here, we are a people for the leadership — and a leadership for the people.

The writer is executive editor of Khaleej Times

The UAE banks are “well-positioned” to navigate ongoing geopolitical challenges the region is facing due to the US-Israel and Iran conflict, the Central Bank of the UAE said on Thursday.

Khaled Mohamed Balama, governor of the Central Bank of the UAE, affirmed that the UAE’s banking and financial sector continues to demonstrate the highest levels of resilience and stability.

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He noted that banks, financial institutions, and insurance companies across the country are operating normally and continue to deliver their services to customers and the public efficiently and without disruption nationwide.

Despite the successive geopolitical developments witnessed across the region during this period, the Central Bank and the UAE’s banking and financial sector have consistently demonstrated a strong capacity for resilience, adaptability, and sustained growth. This has reinforced the UAE’s position as a trusted and secure destination and a leading financial hub at both the regional and global levels.

The UAE’s banking and financial sector continues to maintain very strong levels of capital adequacy and liquidity. The capital adequacy ratio currently stands at 17 per cent, while the liquidity coverage ratio exceeds 146.6 per cent, both significantly above the regulatory thresholds recommended by international supervisory bodies and global financial institutions.

In addition, total assets of the UAE banking and financial sector now exceed Dh5.42 trillion, reflecting the scale, resilience, and strength of financial institutions operating in the country, as well as their capacity to meet obligations and sustain support for economic activity under various conditions.

“I also reaffirm that the UAE’s banking systems, payment systems, and national financial infrastructure continue to operate with full efficiency and stability. These systems are supported by advanced operational and technological frameworks that ensure the seamless, secure, and uninterrupted functioning of banking and financial services,” said Balama.

Financial and banking institutions operating in the UAE implement advanced frameworks for risk identification, risk management, and business continuity in line with leading international standards and best practices. This further strengthens their capacity to address potential developments and emerging challenges with agility and resilience.

The Central Bank of the UAE said it maintained close coordination with relevant authorities and financial institutions to monitor developments, ensuring full operational readiness and the uninterrupted provision of banking and financial services across the country.

The Central Bank noted that it continuously monitors key indicators of financial stability and liquidity across the banking and financial sector.

“We also conduct regular assessments and stress-testing exercises to ensure the continued soundness and resilience of the financial system,” he added.

The governor assured that the bank maintains full operational readiness to provide the necessary support to safeguard the achievements realised over more than five decades of progress and prosperity.

Abu Dhabi Commercial Bank (ADCB) on Wednesday confirmed that its retail mobile banking application has been successfully restored and assured that no data was compromised during the disruption.

The disruption, which lasted approximately 48 hours, affected the bank’s retail mobile banking application and customer contact centre. All other banking services, including branches, ATMs, card services, web-based internet banking, and corporate and commercial banking platforms, remained fully operational throughout.

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The Abu Dhabi-based lender reassured all customers that at no point during the disruption were customer data, accounts, or the security of the bank’s systems compromised.

As reported by Khaleej Times on Monday, companies have been reporting disruptions after Amazon Web Services’ (AWS) data centre in the UAE announced a disruption in its services after objects struck the facility, triggering sparks and a fire.

“Due to a region-wide IT disruption, Abu Dhabi Commercial Bank (ADCB) is currently experiencing a temporary service interruption of its mobile banking application and contact center. Customers may continue to access services through ADCB Internet Banking, branches, UBank ATMs, and ADCB WhatsApp Banking,” the Abu Dhabi-based lender said in a statement on Monday.

“We sincerely apologise to our customers for the inconvenience experienced over the past 48 hours. The reliability of our banking services is fundamental to the trust our customers place in us, and our teams worked tirelessly around the clock to restore services safely and as quickly as possible,” said Ala’a Eraiqat, group CEO of ADCB Group.

“While our systems are robust, we are taking this opportunity to further strengthen our operational resilience and service infrastructure to ensure we continue to deliver the high standards of reliability and service our customers expect from ADCB, even in unlikely extreme situations like this,” he said.

ADCB expressed its appreciation to the Central Bank of the UAE and all relevant stakeholders for their continued guidance and support, and extended its gratitude to the Bank’s employees whose dedication and professionalism were instrumental in resolving the situation.

While most services are accessible to customers, the bank said some minor features continue to be progressively restored. The customer contact centre has also been reinstated and is steadily recovering its capacity.

The bank also thanked its customers for their patience and understanding and reaffirmed its commitment to providing secure, resilient, and seamless banking services. ADCB continues to closely monitor all systems to ensure ongoing service stability for customers.